{\rtf1\adeflang1025\ansi\ansicpg1250\uc1\adeff0\deff0\stshfdbch0\stshfloch37\stshfhich37\stshfbi37\deflang1051\deflangfe1051\themelang1033\themelangfe0\themelangcs0{\fonttbl{\f0\fbidi \froman\fcharset238\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\f1\fbidi \fswiss\fcharset238\fprq2{\*\panose 020b0604020202020204}Arial{\*\falt Arial};}{\f2\fbidi \fmodern\fcharset238\fprq1{\*\panose 02070309020205020404}Courier New;}
{\f3\fbidi \froman\fcharset2\fprq2{\*\panose 05050102010706020507}Symbol{\*\falt Symbol};}{\f10\fbidi \fnil\fcharset2\fprq2{\*\panose 05000000000000000000}Wingdings;}{\f34\fbidi \froman\fcharset238\fprq2{\*\panose 02040503050406030204}Cambria Math;}
{\f36\fbidi \froman\fcharset238\fprq2{\*\panose 02040503050406030204}Cambria;}{\f37\fbidi \fswiss\fcharset238\fprq2{\*\panose 020f0502020204030204}Calibri;}{\f38\fbidi \fswiss\fcharset238\fprq2{\*\panose 020b0604030504040204}Tahoma;}
{\flomajor\f31500\fbidi \froman\fcharset238\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}{\fdbmajor\f31501\fbidi \froman\fcharset238\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\fhimajor\f31502\fbidi \fswiss\fcharset238\fprq2{\*\panose 020f0302020204030204}Calibri Light;}{\fbimajor\f31503\fbidi \froman\fcharset238\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\flominor\f31504\fbidi \froman\fcharset238\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}{\fdbminor\f31505\fbidi \froman\fcharset238\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\fhiminor\f31506\fbidi \fswiss\fcharset238\fprq2{\*\panose 020f0502020204030204}Calibri;}{\fbiminor\f31507\fbidi \froman\fcharset238\fprq2{\*\panose 02020603050405020304}Times New Roman{\*\falt Times New Roman};}
{\f281\fbidi \froman\fcharset0\fprq2 Times New Roman{\*\falt Times New Roman};}{\f280\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\f282\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\f283\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\f284\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\f285\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\f286\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\f287\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\f291\fbidi \fswiss\fcharset0\fprq2 Arial{\*\falt Arial};}{\f290\fbidi \fswiss\fcharset204\fprq2 Arial Cyr{\*\falt Arial};}
{\f292\fbidi \fswiss\fcharset161\fprq2 Arial Greek{\*\falt Arial};}{\f293\fbidi \fswiss\fcharset162\fprq2 Arial Tur{\*\falt Arial};}{\f294\fbidi \fswiss\fcharset177\fprq2 Arial (Hebrew){\*\falt Arial};}
{\f295\fbidi \fswiss\fcharset178\fprq2 Arial (Arabic){\*\falt Arial};}{\f296\fbidi \fswiss\fcharset186\fprq2 Arial Baltic{\*\falt Arial};}{\f297\fbidi \fswiss\fcharset163\fprq2 Arial (Vietnamese){\*\falt Arial};}
{\f301\fbidi \fmodern\fcharset0\fprq1 Courier New;}{\f300\fbidi \fmodern\fcharset204\fprq1 Courier New Cyr;}{\f302\fbidi \fmodern\fcharset161\fprq1 Courier New Greek;}{\f303\fbidi \fmodern\fcharset162\fprq1 Courier New Tur;}
{\f304\fbidi \fmodern\fcharset177\fprq1 Courier New (Hebrew);}{\f305\fbidi \fmodern\fcharset178\fprq1 Courier New (Arabic);}{\f306\fbidi \fmodern\fcharset186\fprq1 Courier New Baltic;}{\f307\fbidi \fmodern\fcharset163\fprq1 Courier New (Vietnamese);}
{\f621\fbidi \froman\fcharset0\fprq2 Cambria Math;}{\f620\fbidi \froman\fcharset204\fprq2 Cambria Math Cyr;}{\f622\fbidi \froman\fcharset161\fprq2 Cambria Math Greek;}{\f623\fbidi \froman\fcharset162\fprq2 Cambria Math Tur;}
{\f626\fbidi \froman\fcharset186\fprq2 Cambria Math Baltic;}{\f627\fbidi \froman\fcharset163\fprq2 Cambria Math (Vietnamese);}{\f641\fbidi \froman\fcharset0\fprq2 Cambria;}{\f640\fbidi \froman\fcharset204\fprq2 Cambria Cyr;}
{\f642\fbidi \froman\fcharset161\fprq2 Cambria Greek;}{\f643\fbidi \froman\fcharset162\fprq2 Cambria Tur;}{\f646\fbidi \froman\fcharset186\fprq2 Cambria Baltic;}{\f647\fbidi \froman\fcharset163\fprq2 Cambria (Vietnamese);}
{\f651\fbidi \fswiss\fcharset0\fprq2 Calibri;}{\f650\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}{\f652\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\f653\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}
{\f654\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}{\f655\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\f656\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\f657\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}
{\f661\fbidi \fswiss\fcharset0\fprq2 Tahoma;}{\f660\fbidi \fswiss\fcharset204\fprq2 Tahoma Cyr;}{\f662\fbidi \fswiss\fcharset161\fprq2 Tahoma Greek;}{\f663\fbidi \fswiss\fcharset162\fprq2 Tahoma Tur;}
{\f664\fbidi \fswiss\fcharset177\fprq2 Tahoma (Hebrew);}{\f665\fbidi \fswiss\fcharset178\fprq2 Tahoma (Arabic);}{\f666\fbidi \fswiss\fcharset186\fprq2 Tahoma Baltic;}{\f667\fbidi \fswiss\fcharset163\fprq2 Tahoma (Vietnamese);}
{\f668\fbidi \fswiss\fcharset222\fprq2 Tahoma (Thai);}{\flomajor\f31510\fbidi \froman\fcharset0\fprq2 Times New Roman{\*\falt Times New Roman};}{\flomajor\f31509\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}
{\flomajor\f31511\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}{\flomajor\f31512\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}
{\flomajor\f31513\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}{\flomajor\f31514\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}
{\flomajor\f31515\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}{\flomajor\f31516\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}
{\fdbmajor\f31520\fbidi \froman\fcharset0\fprq2 Times New Roman{\*\falt Times New Roman};}{\fdbmajor\f31519\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}
{\fdbmajor\f31521\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}{\fdbmajor\f31522\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}
{\fdbmajor\f31523\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}{\fdbmajor\f31524\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}
{\fdbmajor\f31525\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}{\fdbmajor\f31526\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}
{\fhimajor\f31530\fbidi \fswiss\fcharset0\fprq2 Calibri Light;}{\fhimajor\f31529\fbidi \fswiss\fcharset204\fprq2 Calibri Light Cyr;}{\fhimajor\f31531\fbidi \fswiss\fcharset161\fprq2 Calibri Light Greek;}
{\fhimajor\f31532\fbidi \fswiss\fcharset162\fprq2 Calibri Light Tur;}{\fhimajor\f31533\fbidi \fswiss\fcharset177\fprq2 Calibri Light (Hebrew);}{\fhimajor\f31534\fbidi \fswiss\fcharset178\fprq2 Calibri Light (Arabic);}
{\fhimajor\f31535\fbidi \fswiss\fcharset186\fprq2 Calibri Light Baltic;}{\fhimajor\f31536\fbidi \fswiss\fcharset163\fprq2 Calibri Light (Vietnamese);}{\fbimajor\f31540\fbidi \froman\fcharset0\fprq2 Times New Roman{\*\falt Times New Roman};}
{\fbimajor\f31539\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\fbimajor\f31541\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\fbimajor\f31542\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\fbimajor\f31543\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\fbimajor\f31544\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\fbimajor\f31545\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\fbimajor\f31546\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\flominor\f31550\fbidi \froman\fcharset0\fprq2 Times New Roman{\*\falt Times New Roman};}
{\flominor\f31549\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\flominor\f31551\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\flominor\f31552\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\flominor\f31553\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\flominor\f31554\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\flominor\f31555\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\flominor\f31556\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\fdbminor\f31560\fbidi \froman\fcharset0\fprq2 Times New Roman{\*\falt Times New Roman};}
{\fdbminor\f31559\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}{\fdbminor\f31561\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}
{\fdbminor\f31562\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}{\fdbminor\f31563\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}
{\fdbminor\f31564\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}{\fdbminor\f31565\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}
{\fdbminor\f31566\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}{\fhiminor\f31570\fbidi \fswiss\fcharset0\fprq2 Calibri;}{\fhiminor\f31569\fbidi \fswiss\fcharset204\fprq2 Calibri Cyr;}
{\fhiminor\f31571\fbidi \fswiss\fcharset161\fprq2 Calibri Greek;}{\fhiminor\f31572\fbidi \fswiss\fcharset162\fprq2 Calibri Tur;}{\fhiminor\f31573\fbidi \fswiss\fcharset177\fprq2 Calibri (Hebrew);}
{\fhiminor\f31574\fbidi \fswiss\fcharset178\fprq2 Calibri (Arabic);}{\fhiminor\f31575\fbidi \fswiss\fcharset186\fprq2 Calibri Baltic;}{\fhiminor\f31576\fbidi \fswiss\fcharset163\fprq2 Calibri (Vietnamese);}
{\fbiminor\f31580\fbidi \froman\fcharset0\fprq2 Times New Roman{\*\falt Times New Roman};}{\fbiminor\f31579\fbidi \froman\fcharset204\fprq2 Times New Roman Cyr{\*\falt Times New Roman};}
{\fbiminor\f31581\fbidi \froman\fcharset161\fprq2 Times New Roman Greek{\*\falt Times New Roman};}{\fbiminor\f31582\fbidi \froman\fcharset162\fprq2 Times New Roman Tur{\*\falt Times New Roman};}
{\fbiminor\f31583\fbidi \froman\fcharset177\fprq2 Times New Roman (Hebrew){\*\falt Times New Roman};}{\fbiminor\f31584\fbidi \froman\fcharset178\fprq2 Times New Roman (Arabic){\*\falt Times New Roman};}
{\fbiminor\f31585\fbidi \froman\fcharset186\fprq2 Times New Roman Baltic{\*\falt Times New Roman};}{\fbiminor\f31586\fbidi \froman\fcharset163\fprq2 Times New Roman (Vietnamese){\*\falt Times New Roman};}}{\colortbl;\red0\green0\blue0;
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\sbasedon10 \ssemihidden \styrsid4069095 page number;}{\s32\qj \fi-528\li993\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin993\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \sbasedon0 \snext32 \slink33 \ssemihidden \styrsid4069095 Body Text Indent 2,Char;}{\*\cs33 \additive \rtlch\fcs1 \af0\afs24 \ltrch\fcs0 \f0\fs24\lang0\langfe1051\langnp0\langfenp1051 
\sbasedon10 \slink32 \slocked \ssemihidden \styrsid4069095 Zar\'e1\'9eka z\'e1kladn\'e9ho textu 2 Char,Char Char;}{\s34\qj \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \ab\af0\afs20\alang1025 \ltrch\fcs0 
\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \sbasedon0 \snext34 \slink35 \ssemihidden \styrsid4069095 Body Text 2,Char2;}{\*\cs35 \additive \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs20 \sbasedon10 \slink34 \slocked \ssemihidden 
Z\'e1kladn\'fd text 2 Char,Char2 Char;}{\s36\qj \li720\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin720\itap0\contextualspace \rtlch\fcs1 \af0\afs22\alang1025 \ltrch\fcs0 \f37\fs22\lang1051\langfe1033\cgrid\langnp1051\langfenp1033 
\sbasedon0 \snext36 \sqformat \styrsid2386664 List Paragraph;}{\s37\ql \fi720\li0\ri0\sa160\sl-240\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\f38\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext37 \styrsid15078224 Char Char1 Char Char;}{\s38\ql \li0\ri0\sa120\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 
\ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \sbasedon0 \snext38 \slink39 \styrsid7754117 Body Text,Char1;}{\*\cs39 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \f0 \sbasedon10 \slink38 \slocked \styrsid7754117 
Z\'e1kladn\'fd text Char,Char1 Char;}{\*\cs40 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \styrsid8154449 standardtext;}{\s41\ql \fi720\li0\ri0\sa160\sl-240\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 
\rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \f38\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 \sbasedon0 \snext41 \styrsid14901280 Char Char Char Char Char Char Char Char Char Char Char Char1 Char Char Char Char Char Char Char;}{\*\ts42\tsrowd
\trbrdrt\brdrs\brdrw10 \trbrdrl\brdrs\brdrw10 \trbrdrb\brdrs\brdrw10 \trbrdrr\brdrs\brdrw10 \trbrdrh\brdrs\brdrw10 \trbrdrv\brdrs\brdrw10 
\trftsWidthB3\trpaddl108\trpaddr108\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblind0\tblindtype3\tscellwidthfts0\tsvertalt\tsbrdrt\tsbrdrl\tsbrdrb\tsbrdrr\tsbrdrdgl\tsbrdrdgr\tsbrdrh\tsbrdrv 
\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \sbasedon11 \snext42 \styrsid12522985 Table Grid;}{\*\cs43 
\additive \rtlch\fcs1 \af0 \ltrch\fcs0 \ul\cf2 \sbasedon10 \styrsid11340448 Hyperlink;}{\s44\ql \fi-283\li566\ri0\widctlpar\wrapdefault\hyphpar0\aspalpha\aspnum\faauto\adjustright\rin0\lin566\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1051\langfe1025\cgrid\langnp1051\langfenp1025 \sbasedon0 \snext44 \styrsid9904409 Zoznam 21;}{\s45\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af38\afs16\alang1025 \ltrch\fcs0 
\f38\fs16\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \sbasedon0 \snext45 \slink46 \ssemihidden \styrsid9904409 Balloon Text;}{\*\cs46 \additive \rtlch\fcs1 \af38\afs16 \ltrch\fcs0 \f38\fs16 \sbasedon10 \slink45 \slocked \ssemihidden 
Text bubliny Char;}{\s47\ql \fi-283\li283\ri0\widctlpar\wrapdefault\hyphpar0\aspalpha\aspnum\faauto\adjustright\rin0\lin283\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1025\cgrid\langnp1051\langfenp1025 
\sbasedon0 \snext47 \ssemihidden \styrsid2639097 List;}{\s48\ql \fi-283\li849\ri0\widctlpar\wrapdefault\hyphpar0\aspalpha\aspnum\faauto\adjustright\rin0\lin849\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 
\fs24\lang1051\langfe1025\cgrid\langnp1051\langfenp1025 \sbasedon0 \snext48 \styrsid1972846 Zoznam 31;}{\s49\ql \li0\ri0\widctlpar\tqc\tx4536\tqr\tx9072\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 
\ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \sbasedon0 \snext49 \slink50 \styrsid13122092 header;}{\*\cs50 \additive \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \f0\fs20 \sbasedon10 \slink49 \slocked \ssemihidden Hlavi\'e8ka Char;}{
\s51\ql \fi-283\li1415\ri0\widctlpar\wrapdefault\hyphpar0\aspalpha\aspnum\faauto\adjustright\rin0\lin1415\itap0 \rtlch\fcs1 \af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1051\langfe1025\cgrid\langnp1051\langfenp1025 \sbasedon0 \snext51 \styrsid10179592 
Zoznam 51;}{\s52\ql \fi720\li0\ri0\sa160\sl-240\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \f38\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext52 \styrsid5663581 Char Char Char Char Char Char Char Char Char Char Char Char;}{\s53\qc \li0\ri0\sb240\widctlpar\wrapdefault\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 
\f1\fs24\lang1051\langfe1029\cgrid\langnp1051\langfenp1029 \sbasedon0 \snext53 \styrsid7303796 SP_nadpis1;}{\s54\qc \li0\ri0\sb60\widctlpar\wrapdefault\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 
\b\f1\fs24\lang1051\langfe1029\cgrid\langnp1051\langfenp1029 \sbasedon53 \snext54 \styrsid7303796 SP_nadpis2;}{\s55\qj \fi-432\li432\ri0\sb240\widctlpar\jclisttab\tx432\wrapdefault\faauto\ls1\adjustright\rin0\lin432\itap0 \rtlch\fcs1 
\ab\af1\afs24\alang1025 \ltrch\fcs0 \b\scaps\f1\fs20\lang1051\langfe1029\cgrid\langnp1051\langfenp1029 \sbasedon54 \snext55 \styrsid7303796 SP_nadpis3;}{\*\cs56 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \styrsid13394310 pre;}{\*\cs57 \additive 
\rtlch\fcs1 \af0 \ltrch\fcs0 \sbasedon10 \styrsid5448317 podnazov;}{\*\cs58 \additive \rtlch\fcs1 \af0\afs20 \ltrch\fcs0 \b\f0\fs20\lang0\langfe1051\langnp0\langfenp1051 \sbasedon10 \styrsid14024760 Char Char11;}{
\s59\ql \fi720\li0\ri0\sa160\sl-240\slmult0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \f38\fs20\lang1033\langfe1033\cgrid\langnp1033\langfenp1033 
\sbasedon0 \snext59 \styrsid14024760 Char Char Char Char Char Char Char;}{\s60\ql \fi-283\li566\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin566\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \sbasedon0 \snext60 \styrsid1403657 List 2;}{\s61\ql \li283\ri0\sa120\sl480\slmult1\widctlpar\wrapdefault\hyphpar0\aspalpha\aspnum\faauto\adjustright\rin0\lin283\itap0 \rtlch\fcs1 
\af0\afs24\alang1025 \ltrch\fcs0 \fs24\lang1051\langfe1025\cgrid\langnp1051\langfenp1025 \sbasedon0 \snext61 \styrsid10814247 Zar\'e1\'9eka z\'e1kladn\'e9ho textu 21;}{
\s62\ql \li283\ri0\sa120\widctlpar\wrapdefault\hyphpar0\aspalpha\aspnum\faauto\adjustright\rin0\lin283\itap0 \rtlch\fcs1 \af0\afs16\alang1025 \ltrch\fcs0 \fs16\lang1051\langfe1025\cgrid\langnp1051\langfenp1025 \sbasedon0 \snext62 \styrsid11557841 
Zar\'e1\'9eka z\'e1kladn\'e9ho textu 31;}{\s63\qr \li0\ri0\sb240\widctlpar\wrapdefault\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \b\caps\f1\fs24\cf15\lang1051\langfe1029\cgrid\langnp1051\langfenp1029 
\sbasedon53 \snext63 \styrsid11677893 SP_nadpis0;}{\s64\qc \li0\ri0\widctlpar
\tx306\tx1134\tx1374\tx1614\tx2094\tx2574\tx3010\tx3730\tx4450\tx5170\tx5890\tx6610\tx7330\tx8050\tx8770\tx9490\tx10210\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\b\fs22\lang1031\langfe1033\cgrid\langnp1031\langfenp1033 \sbasedon0 \snext64 \slink65 \sqformat \styrsid11677893 Title;}{\*\cs65 \additive \rtlch\fcs1 \ab\af0\afs32 \ltrch\fcs0 \b\f36\fs32\kerning28 \sbasedon10 \slink64 \slocked N\'e1zov Char;}{
\s66\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \cbpat9 \rtlch\fcs1 \af38\afs20\alang1025 \ltrch\fcs0 \f38\fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 
\sbasedon0 \snext66 \slink67 \ssemihidden \styrsid2303040 Document Map;}{\*\cs67 \additive \rtlch\fcs1 \af38\afs16 \ltrch\fcs0 \f38\fs16 \sbasedon10 \slink66 \slocked \ssemihidden \'8atrukt\'fara dokumentu Char;}{
\s68\ql \li0\ri0\widctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\cf1\lang1029\langfe1033\cgrid\langnp1029\langfenp1033 \snext68 \styrsid2386664 Default;}{
\s69\ql \li0\ri0\nowidctlpar\wrapdefault\faauto\rin0\lin0\itap0 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \snext69 \styrsid15482194 Styl;}{
\s70\ql \li0\ri0\widctlpar\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 \sbasedon0 \snext70 \slink71 \ssemihidden \styrsid273429 
footnote text;}{\*\cs71 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \f0 \sbasedon10 \slink70 \slocked \ssemihidden \styrsid273429 Text pozn\'e1mky pod \'e8iarou Char;}{\*\cs72 \additive \rtlch\fcs1 \af0 \ltrch\fcs0 \super 
\sbasedon10 \ssemihidden \styrsid273429 footnote reference;}}{\*\listtable{\list\listtemplateid-1649649374\listsimple{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1492\jclisttab\tx1492\lin1492 }{\listname ;}\listid-132}{\list\listtemplateid1532011524\listsimple{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0
\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1209\jclisttab\tx1209\lin1209 }{\listname ;}\listid-131}{\list\listtemplateid-1083514630\listsimple{\listlevel\levelnfc0
\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li926\jclisttab\tx926\lin926 }{\listname ;}\listid-130}
{\list\listtemplateid-634090748\listsimple{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li643
\jclisttab\tx643\lin643 }{\listname ;}\listid-129}{\list\listtemplateid53912228\listsimple{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \hres0\chhres0 \fi-360\li360\jclisttab\tx360\lin360 }{\listname ;}\listid-120}{\list\listtemplateid1\listsimple{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat20\levelspace0\levelindent0{\leveltext
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\'03\'00.\'01;}{\levelnumbers\'01\'03;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-360\li900\lin900 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext
\'05\'00.\'01.\'02;}{\levelnumbers\'01\'03\'05;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li1260\lin1260 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext
\'07\'00.\'01.\'02.\'03;}{\levelnumbers\'01\'03\'05\'07;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li1260\lin1260 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0
{\leveltext\'09\'00.\'01.\'02.\'03.\'04;}{\levelnumbers\'01\'03\'05\'07\'09;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1080\li1620\lin1620 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0
\levelindent0{\leveltext\'0b\'00.\'01.\'02.\'03.\'04.\'05;}{\levelnumbers\'01\'03\'05\'07\'09\'0b;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1080\li1620\lin1620 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levellegal\levelspace0\levelindent0{\leveltext\'0d\'00.\'01.\'02.\'03.\'04.\'05.\'06;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li1980\lin1980 }{\listlevel\levelnfc0\levelnfcn0\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'0f\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1440\li1980\lin1980 }
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'11\'00.\'01.\'02.\'03.\'04.\'05.\'06.\'07.\'08;}{\levelnumbers\'01\'03\'05\'07\'09\'0b\'0d\'0f\'11;}\rtlch\fcs1 \af0 
\ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1800\li2340\lin2340 }{\listname WW8Num24;}\listid9}{\list\listtemplateid1474612398\listhybrid{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
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\hres0\chhres0 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\hres0\chhres0 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1
\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\hres0\chhres0 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\hres0\chhres0 }{\listlevel\levelnfc23
\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\hres0\chhres0 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext
\'00;}{\levelnumbers;}\hres0\chhres0 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\hres0\chhres0 }{\listlevel\levelnfc23\levelnfcn23\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'00;}{\levelnumbers;}\hres0\chhres0 }{\listname ;}\listid42}{\list\listtemplateid362872148\listsimple{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelold
\levelspace0\levelindent0{\leveltext\'02\'00);}{\levelnumbers\'01;}\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\cf18\fbias0\hres0\chhres0 }{\listname ;}\listid8651428}{\list\listtemplateid-1303751806\listsimple{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0
\levelfollow0\levelstartat1\levelold\levelspace0\levelindent0{\leveltext\'02\'00);}{\levelnumbers\'01;}\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\cf19\fbias0\hres0\chhres0 }{\listname ;}\listid28532011}{\list\listtemplateid959377192\listsimple{\listlevel\levelnfc4
\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat2\levelold\levelspace0\levelindent0{\leveltext\'02\'00);}{\levelnumbers\'01;}\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\cf20\fbias0\hres0\chhres0 }{\listname ;}\listid117837461}{\list\listtemplateid683027690
{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\'02\'00.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-360\li384\lin384 }{\listlevel\levelnfc0\levelnfcn0
\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'03\'00.\'01;}{\levelnumbers\'01\'03;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-420\li444\lin444 }{\listlevel\levelnfc0\levelnfcn0\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'05\'00.\'01.\'02;}{\levelnumbers\'01\'03\'05;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li744\lin744 }{\listlevel\levelnfc0\levelnfcn0\leveljc0
\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'07\'00.\'01.\'02.\'03;}{\levelnumbers\'01\'03\'05\'07;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-720\li744\lin744 }{\listlevel\levelnfc0\levelnfcn0\leveljc0
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\leveljc0\leveljcn0\levelfollow0\levelstartat1\levellegal\levelspace0\levelindent0{\leveltext\'0b\'00.\'01.\'02.\'03.\'04.\'05;}{\levelnumbers\'01\'03\'05\'07\'09\'0b;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-1080\li1104\lin1104 }{\listlevel
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\leveljc0\leveljcn0\levelfollow0\levelstartat1\levelspace0\levelindent0{\leveltext\leveltemplateid68878359\'02\'00);}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \fbias0\hres0\chhres0 \fi-360\li720\jclisttab\tx720\lin720 }{\listlevel\levelnfc4
\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid68878361\'02\'01.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li1440\jclisttab\tx1440\lin1440 }
{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid68878363\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160
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\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid68878351\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\lin5040 }{\listlevel\levelnfc4\levelnfcn4\leveljc0
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\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid68878363\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480\lin6480 }{\listname ;}\listid179896785}
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\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid68878361\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2
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}{\listlevel\levelnfc2\levelnfcn2\leveljc2\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace0\levelindent0{\leveltext\leveltemplateid68878363\'02\'08.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li6480
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\levelindent0{\leveltext\leveltemplateid68878363\'02\'02.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li2160\jclisttab\tx2160\lin2160 }{\listlevel\levelnfc0\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative
\levelspace360\levelindent0{\leveltext\leveltemplateid68878351\'02\'03.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li2880\jclisttab\tx2880\lin2880 }{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0
\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext\leveltemplateid68878361\'02\'04.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li3600\jclisttab\tx3600\lin3600 }{\listlevel\levelnfc2\levelnfcn2\leveljc2
\leveljcn2\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext\leveltemplateid68878363\'02\'05.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-180\li4320\jclisttab\tx4320\lin4320 }{\listlevel\levelnfc0
\levelnfcn0\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext\leveltemplateid68878351\'02\'06.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5040\jclisttab\tx5040\lin5040 }
{\listlevel\levelnfc4\levelnfcn4\leveljc0\leveljcn0\levelfollow0\levelstartat1\lvltentative\levelspace360\levelindent0{\leveltext\leveltemplateid68878361\'02\'07.;}{\levelnumbers\'01;}\rtlch\fcs1 \af0 \ltrch\fcs0 \hres0\chhres0 \fi-360\li5760
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\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  Z. z. o verejnom obstar\'e1van\'ed a o zmene a dop}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat17\insrsid14577986\charrsid7749948 l}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 nen\'ed niektor\'fdch z\'e1konov v znen\'ed neskor\'9a\'edch predpisov 
\par }\pard \ltrpar\s69\qc \li0\ri38\nowidctlpar\tx697\wrapdefault\faauto\rin38\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \fs23\chshdng0\chcfpat0\chcbpat8\insrsid13264939\charrsid7749948 (\'efalej "}{\rtlch\fcs1 \ab\af1\afs23 
\ltrch\fcs0 \fs23\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  zmluva")
\par }\pard \ltrpar\s69\qj \li0\ri38\nowidctlpar\tx697\wrapdefault\faauto\rin38\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \fs23\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par }\pard \ltrpar\s69\qc \li0\ri38\sb235\nowidctlpar\tx697\wrapdefault\faauto\rin38\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Zmluvn\'e9 strany
\par }\pard \ltrpar\s69\qj \li0\ri3708\sb240\nowidctlpar\tx2410\wrapdefault\faauto\rin3708\lin0\itap0\pararsid13042632 \cbpat8 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat17\insrsid14577986\charrsid7749948 Poistn\'edk: \tab }{
\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat17\insrsid14577986\charrsid7749948 Mesto \'8eiar nad Hronom 
\par }\pard \ltrpar\s69\qj \li11\ri215\sb240\nowidctlpar\tx2410\wrapdefault\faauto\rin215\lin11\itap0\pararsid13042632 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Ulica, \'e8\'edslo\tab \'8a
tefana Moysesa 46
\par }\pard \ltrpar\s69\qj \li11\ri215\nowidctlpar\tx2410\wrapdefault\faauto\rin215\lin11\itap0\pararsid13042632 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 PS\'c8, obec\tab 965 01 \'8e
iar nad Hronom
\par Zast\'fapen\'fd \tab Mgr. Peter Antal, prim\'e1tor mesta
\par 
\par I\'c8O:}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 00321125
\par DI\'c8:}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 2020804478
\par }\pard \ltrpar\s69\qj \li5\ri-271\nowidctlpar\tx2410\wrapdefault\faauto\rin-271\lin5\itap0\pararsid13042632 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Bankov\'e9}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  spojenie:\tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 V\'daB, a.s.
\par \'c8\'edslo \'fa\'e8tu: }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 14621422/0200

\par }\pard \ltrpar\s69\qj \li0\ri226\nowidctlpar\tx2410\wrapdefault\faauto\rin226\lin0\itap0\pararsid13042632 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 IBAN:}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 SK8702000000000014621422
\par }\pard \ltrpar\s69\qj \li5\ri-271\nowidctlpar\tx697\wrapdefault\faauto\rin-271\lin5\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 
\par \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'efalej len }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 "poistn\'edk}{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 "}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par }\pard \ltrpar\s69\qj \li14\ri0\sb547\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin14\itap0\pararsid7749948 \cbpat17 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat17\insrsid14577986\charrsid7749948 Pois\'9dovate\'be: 
\par }\pard \ltrpar\s69\qj \li17\ri0\sb240\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin17\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Obchodn\'e9}{\rtlch\fcs1 
\ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 meno: \tab \tab 
\par }\pard \ltrpar\s69\qj \li11\ri215\nowidctlpar\tx697\wrapdefault\faauto\rin215\lin11\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Ulica, \'e8\'edslo\tab 
\par PS\'c8, obec\tab 
\par Zast\'fapen\'fd \tab 
\par 
\par I\'c8O: \tab \tab 
\par DI\'c8: 
\par }\pard \ltrpar\s69\ql \li0\ri0\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Zap\'edsan\'fd: 
\par Reg. \'e8.: 
\par }\pard \ltrpar\s69\qj \li11\ri215\nowidctlpar\tx697\wrapdefault\faauto\rin215\lin11\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Ev. \'e8.:\tab \tab 
\par }\pard \ltrpar\s69\qj \li5\ri-271\nowidctlpar\tx697\wrapdefault\faauto\rin-271\lin5\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Bankov\'e9 
\par spojenie: \tab 
\par }\pard \ltrpar\s69\qj \li0\ri226\nowidctlpar\tx697\wrapdefault\faauto\rin226\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 IBAN: \tab \tab 
\par 
\par }\pard \ltrpar\s69\qj \li5\ri-271\nowidctlpar\tx697\wrapdefault\faauto\rin-271\lin5\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \tab \'efalej len }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 "pois\'9dovate\'be"
\par }\pard \ltrpar\s69\ql \li0\ri0\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat8\insrsid7942819\charrsid7749948 
\par }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Preambula
\par }\pard \ltrpar\s69\qj \li0\ri40\nowidctlpar\tx697\wrapdefault\faauto\rin40\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 T\'e1to }{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14232193\charrsid7749948 zmluva o}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  poisten}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14232193\charrsid7749948 \'ed majetku a }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 v\'9aeobecnej zodpovednosti za \'9akodu sa uzatv\'e1ra ako v\'fd
sledok verejn\'e9ho obstar\'e1vania v zmysle }{\rtlch\fcs1 \af0 \ltrch\fcs0 \f0\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'a7 }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 3 z\'e1
kona }{\rtlch\fcs1 \af0\afs18 \ltrch\fcs0 \f0\fs18\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'c8. }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8981563\charrsid7749948 343/2015}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  Z. z. o verejnom obstar\'e1van\'ed a o}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zmene a doplnen\'ed niektor\'fdch z\'e1konov. Poistn\'edk na obstaranie predmetu zmluvy pou\'9eil postup verejn\'e9ho obstar\'e1vania podlimitnej z\'e1kazky vyhl\'e1senej vo Vestn\'ed}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4471692\charrsid7749948 ku verejn\'e9ho obstar\'e1vania \'e8}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4915874\charrsid7749948 .}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\cf6\highlight6\chshdng0\chcfpat0\chcbpat8\insrsid4471692\charrsid7749948 . }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\cf6\highlight6\chshdng0\chcfpat0\chcbpat8\insrsid8981563\charrsid7749948 xxxxxxxxxxxx}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4471692\charrsid7749948 pod }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\highlight6\chshdng0\chcfpat0\chcbpat8\insrsid4471692\charrsid7749948 \'e8\'edslom }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight6\chshdng0\chcfpat0\chcbpat8\insrsid4470521\charrsid7749948 xxxxxxxxxxxxxxxxxxxxxxxxxx}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 )}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 , }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 ktor\'e9ho \'faspe\'9an\'fdm uch\'e1dza\'e8om sa stal pois\'9dovate}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 \'be}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 .
\par }\pard \ltrpar\s69\qc \li0\ri40\nowidctlpar\tx697\wrapdefault\faauto\rin40\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15732303\charrsid7749948 \page }{\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'c8l\'e1nok l.
\par }\pard \ltrpar\s69\qc \li0\ri20\nowidctlpar\tx697\wrapdefault\faauto\rin20\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Predmet zmluvy
\par 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \ab\af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri23\sa120\nowidctlpar
\tx697\wrapdefault\faauto\ls31\rin23\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Predmetom tejto zmluvy s\'fa poistn\'e9 podmienky pre poistenie majetku}{
\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4082994\charrsid7749948 , preru\'9aenie prev\'e1dzky a\~poisteni}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid484436\charrsid7749948 e}{
\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4082994\charrsid7749948  lomu stroja a}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid11363079\charrsid7749948 \~}{\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4082994\charrsid7749948 elektroniky}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid11363079\charrsid7749948  projektu Centrum zhodnocovania odpadov }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid11363079\charrsid7749948 \'84\'efalej len CZO\'93}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 , z\'e1v\'e4zok pois\'9dovate\'be
a zabezpe\'e8i\'9d poistn\'edkovi slu\'9eby poistenia \'9apecifikovan\'e9 v\~tejto zmluve a\~z\'e1v\'e4zok poistn\'edka tieto slu\'9eby prevzia\'9d a\~zaplati\'9d pois\'9dovate\'beovi cenu poistn\'e9ho stanoven\'e9ho v\~zmysle tejto zmluvy.}{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \ab\af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}Predmetom tejto zmluvy je tie\'9e z\'e1v\'e4zok pois\'9dovate\'bea predlo\'9ei\'9d poistn\'edkovi na z\'e1
klade p\'edsomnej v\'fdzvy poistn\'edka v\~lehote stanovenej poistn\'edkom podp\'edsan\'fd n\'e1vrh na uzavretie Poistnej zmluvy o}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9319083\charrsid7749948  }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4082994\charrsid7749948 poisten\'ed majetku,}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  }{\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4082994\charrsid7749948 poisten\'ed}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9319083\charrsid7749948  preru\'9aenia prev\'e1dzky a\~poisten}{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4082994\charrsid7749948 \'ed lomu stroja a\~elektroniky, }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 (\'efalej len \'84Poistn
\'e1 zmluva\'93) v\~3 rovnopisoch, predmetom}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
ktorej bud\'fa slu\'9eby pois\'9dovate\'bea v\~rozsahu definovanom v\~tejto zmluve. 
\par }\pard \ltrpar\s69\qc \li0\ri0\sb360\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs30 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \'c8l\'e1nok II}{\rtlch\fcs1 
\ab\af1\afs30 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 .
\par }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs30 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Rozsah poistenia
\par }\pard \ltrpar\s69\qc \li0\ri20\nowidctlpar\tx697\wrapdefault\faauto\rin20\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par }\pard \ltrpar\s69\qj \li10\ri20\nowidctlpar\tx697\wrapdefault\faauto\rin20\lin10\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.}{\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10051896\charrsid7749948 \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Po\'9eadovan\'fd minim\'e1
lny rozsah poistenia pre poistenie majetku: 
\par }\pard \ltrpar\s69\qj \li0\ri5\sb230\nowidctlpar\tx697\wrapdefault\faauto\rin5\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.1}{\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10051896\charrsid7749948 \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Komplexn\'e9 \'9eiveln\'e9 riziko - \'9akody sp\'f4soben\'e9
: 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\sb120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls3\pnrnot0\pnlcltr\pncf21\pnf1\pnstart1 {\pntxta )}}\faauto\ls3\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 po\'9eiarom, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls3\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart1 {\pntxta )}}\faauto\ls3\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 v\'fdbuchom, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls3\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart1 {\pntxta )}}\faauto\ls3\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 priamym \'faderom blesku, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 d)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls3\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart1 {\pntxta )}}\faauto\ls3\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 n\'e1razom alebo zr\'faten\'edm pos\'e1dkou obsaden\'e9
ho letiaceho telesa, jeho \'e8asti alebo jeho n\'e1kladu, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 e)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls4\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart5 {\pntxta )}}\faauto\ls4\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 v\'edchricou}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 -}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7749948  }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 min. 76}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 km/h,
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 f)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls4\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart5 {\pntxta )}}\faauto\ls4\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 povod\'f2ou alebo z\'e1plavou, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 g)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls5\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart7 {\pntxta )}}\faauto\ls5\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'beadovcom,
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 h)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls5\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart7 {\pntxta )}}\faauto\ls5\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 n\'e1hlym zos\'favan\'edm p\'f4dy, zr\'faten\'edm sk
\'e1l alebo zem\'edn, pokia}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 \'be}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  k nim nedo\'9alo v s
\'favislosti}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 s\~priemyselnou alebo stavebnou \'e8
innos\'9dou,
\par }\pard \ltrpar\s69\qj \fi-400\li1100\ri140\sb4\nowidctlpar\tx1100\wrapdefault\faauto\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948 ch)\tab }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zos\'favan\'edm alebo zr\'faten\'edm lav\'edn, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 i)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 p\'e1dom stromov, sto\'9eiarov a in\'fd
ch predmetov, ak nie s\'fa s\'fa\'e8as\'9dou po\'9akodenej poistenej veci, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 j)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zemetrasen\'edm, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 k)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\sb4\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls6\pnrnot0\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 vodou unikaj\'facou z pr
\'edvodn\'e9ho alebo odv\'e1dzacieho potrubia vodovodn\'fdch zariaden\'ed a z vodovodn\'fdch zariaden\'ed vr\'e1tane poplatkov (vodn\'e9, sto\'e8n\'e9) za vodu, ktor\'e1 unikla z vodovodn\'e9ho potrubia z akejko\'bevek pr\'ed\'e8iny, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 l)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 kvapalinou alebo parou unikaj\'facou z \'fastredn\'e9
ho, et\'e1\'9eov\'e9ho alebo dia\'bekov\'e9ho k\'farenia, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 m)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 hasiacim m\'e9diom samovo\'bene unikaj\'fa
cim zo stabiln\'e9ho hasiaceho zariadenia, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 n)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 kvapalinou unikaj\'facou zo sol\'e1rnych syst\'e9
mov alebo klimatiza\'e8n\'fdch zariaden\'ed, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 o)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 chladiarensk\'fdm m\'e9diom unikaj\'fa
cim z chladiarensk\'fdch zariaden\'ed a rozvodov, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 p)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 hasen\'edm, strhnut\'edm alebo evaku\'e1ciou v d\'f4
sledku \'9eivelnej udalosti, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 q)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls6\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart9 {\pntxta )}}\faauto\ls6\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'beadovcom, snehom alebo ne\'e8istotami vnikaj\'fa
cimi otvormi, ktor\'e9 vznikli v d\'f4sledku \'9eivelnej udalosti, a ak k vniknutiu do\'9alo do 72 hod\'edn po skon\'e8en\'ed \'9eivelnej udalosti, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 r)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls7\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart18 {\pntxta )}}\faauto\ls7\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 atmosf\'e9rick\'fdmi zr\'e1\'9ekami, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 s)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls7\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart18 {\pntxta )}}\faauto\ls7\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 nepriamym \'faderom blesku, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 t)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls7\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart18 {\pntxta )}}\faauto\ls7\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 dymom vznikaj\'facim pri po\'9eiari, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 u)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls7\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart18 {\pntxta )}}\faauto\ls7\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zv\'fd\'9aen\'edm hladiny podpovrchovej vody, ktor\'e9
 bolo sp\'f4soben\'e9 povod\'f2ou alebo katastrofick\'fdm lejakom, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 v)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls7\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart18 {\pntxta )}}\faauto\ls7\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 kr}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 \'e1de\'9e poisten\'fdch hnute\'ben\'fdch vec\'ed}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 , ku ktorej do\'9alo v priamej s\'fa
vislosti s vy\'9a\'9aie uveden\'fdmi n\'e1hodn\'fdmi udalos\'9dami, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 w)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls8\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart23 {\pntxta )}}\faauto\ls8\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'beadochodmi, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 x)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls8\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart23 {\pntxta )}}\faauto\ls8\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 pr\'edvalom bahna, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 y)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls8\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart23 {\pntxta )}}\faauto\ls8\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 sp\'e4tn\'fdm vyst\'fapen\'edm vody, ak bolo sp\'f4
soben\'e9 atmosf\'e9rick\'fdm zr\'e1\'9ekami alebo katastrofick\'fdm lejakom, z\'e1plavou n\'e1sledkom b\'farkov\'e9ho pr\'edvalu, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf21\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 z)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls8\pnrnot0
\pnlcltr\pncf21\pnf1\pnstart23 {\pntxta )}}\faauto\ls8\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'9darchou snehu a n\'e1mrazy, 
\par }\pard \ltrpar\s69\qj \fi-400\li1100\ri140\nowidctlpar\tx1100\wrapdefault\faauto\rin140\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948 zz)\tab }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 n\'e1razom dopravn\'e9ho prostriedku, n\'e1razovou vlnou. 
\par }\pard \ltrpar\s69\qj \li0\ri0\sb300\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs23 \ltrch\fcs0 \b\fs23\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.1.1 \tab Osobitn\'e9 dojednania 

\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sb115\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Poistenie sa vz\'9dahuje na \'fa
myseln\'e9 po\'9akodenie alebo zni\'e8enie poistenej veci, ak \'famyseln\'e9 konanie smerovalo k po\'9akodeniu alebo zni\'e8eniu poisten\'e9ho majetku, proti osobe poisten\'e9ho alebo proti osobe vlastn\'edka poisten\'e9ho majetku. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9e
e poistenie sa vz\'9dahuje aj spevnen\'e9 plochy a \'fapravy \'fazemia, pozemn\'e9 komunik\'e1cie, oplotenia, ko\'beajov\'e9 dr\'e1hy, verejn\'e9 vodovody, verejn\'e9 kanaliz\'e1cie, in\'9einierske siete, ktor\'e9 s\'fa majetkom poisten\'e9ho. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri6\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin6\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9e
e poistenie sa vz\'9dahuje na veci ulo\'9een\'e9 na vo\'benom priestranstve a veci upevnen\'e9 na vonkaj\'9aej strane budovy. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid6510626\charrsid7749948 \hich\af1\dbch\af0\loch\f1 4.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 Dojedn\'e1va sa, \'9ee poisten
\'edm s\'fa kryt\'e9 aj budovy, na ktor\'fdch prebiehaj\'fa stavebn\'e9 \'fapravy, vr\'e1tane vec\'ed v t\'fdchto budov\'e1ch ulo\'9een\'fdch.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 5.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9ee pois\'9d
ovate\'be nahrad\'ed aj n\'e1klady nevyhnutn\'e9 na stavebn\'e9 \'fapravy a na demont\'e1\'9e a remont\'e1\'9e ostatn\'fdch nepo\'9akoden\'fdch poisten\'fdch vec\'ed, vykonan\'e9 v s\'favislosti so znovuobstaran\'edm alebo opravou vec\'ed po\'9akoden\'fd
ch, zni\'e8en\'fdch alebo straten\'fdch pri poistnej udalosti, n\'e1klady na posudkov\'e9ho znalca, n\'e1klady na h\'beadanie pr\'ed\'e8iny \'9akody, n\'e1klady na zemn\'e9 a v\'fdkopov\'e9 pr\'e1ce, n\'e1klady spojen\'e9 s dodato\'e8n\'fdmi projektov\'fd
mi a pl\'e1novac\'edmi pr\'e1cami, n\'e1klady spojen\'e9 s leteckou dopravou, s pr\'edplatkami za no\'e8n\'fa pr\'e1cu, pr\'e1cu nad\'e8as, pr\'e1cu po\'e8as nedie\'be a sviatkov, ako aj expresn\'e9 pr\'edplatky, cestovn\'e9 a ubytovacie n\'e1
klady pre technikov zo zahrani\'e8ia aj SR, prepravn\'e9 n\'e1klady na zaslanie po\'9akodenej veci do opravy v SR aj v zahrani\'e8\'ed, vr\'e1tane expresn\'fdch pr\'edplatkov alebo leteckej prepravy po\'9akodenej veci alebo n\'e1hradn\'fdch dielov. 

\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 6.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9e
e poistenie sa vz\'9dahuje aj na n\'e1klady spojen\'e9 so zachovan\'edm p\'f4vodn\'fdch stavebn\'fdch materi\'e1lov, stavebn\'fdch technologick\'fdch postupov a zhotoven\'edm umeleck\'fdch s\'fa\'e8ast\'ed uplatnen\'fdch pri zhotoven\'ed budovy v m
inulosti, ktor\'e9 je nutn\'e9 vynalo\'9ei\'9d pri oprave alebo znovunadobudnut\'ed poistenej budovy.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid6510626\charrsid7749948 \hich\af1\dbch\af0\loch\f1 7.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 Dojedn\'e1va sa, \'9ee pri \'9e
ivelnom poisten\'ed s\'fa kryt\'e9 aj n\'e1sledn\'e9 \'9akody. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 8.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Z\'e1plavou }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 sa pre \'fa\'e8ely tejto }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 zmluvy}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948  rozumie vytvorenie s\'favislej vodnej plochy, ktor\'e1 ur\'e8it\'fa dobu stoj\'ed alebo pr\'fadi v mieste poistenia.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 9.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Povod\'f2ou }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 sa pre \'fa\'e8ely tejto }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 zmluvy}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948  rozumie defin\'edcia povodne v zmysle z\'e1kona \'e8. }{\rtlch\fcs1 \ai\af1\afs22 \ltrch\fcs0 \i\fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 7/2010 }{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Z.z. o ochrane pred povod\'f2ami a to najm\'e4 prechodn\'e9 v\'fdrazn\'e9 zv\'fd\'9aenie hladiny vodn\'e9ho toku, pri ktorom bezprostredne hroz\'ed vyl
iatie vody z koryta vodn\'e9ho toku alebo sa voda z koryta vodn\'e9ho toku u\'9e vylieva, plat\'ed to aj na stav, pri ktorom je do\'e8asne zamedzen\'fd prirodzen\'fd odtok vody zo zr\'e1\'9eok a doch\'e1dza k zaplaveniu vn\'fatorn\'fdmi vodami. Z\'e1rove
\'f2 sa pre \'fa\'e8ely tejto zmluvy }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 povod\'f2ou }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 
rozumie aj vyhl\'e1senie II. stup\'f2a povod\'f2ovej aktivity (stav pohotovosti) alebo vyhl\'e1senie lll. stup\'f2a povod\'f2ovej aktivity (stav ohrozenia) v zmysle platn\'fdch pr\'e1vnych predpisov.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid6510626\charrsid7749948 \hich\af1\dbch\af0\loch\f1 10.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri6\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin6\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 Dojedn\'e1va sa, \'9ee kryt\'e9
 s\'fa aj \'9akody sp\'f4soben\'e9 tak\'fdm zaplaven\'edm \'fazemia, ktor\'e9 bolo sp\'f4soben\'e9 regulovan\'fdm vyp\'fa\'9a\'9dan\'edm v\'f4d z vodn\'fdch tokov, priehrad a n\'e1dr\'9e\'ed. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 11.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9e
e poistenie pre pr\'edpad po\'9akodenia vec\'ed vodou z vodovodn\'e9ho zariadenia zah\'e0\'f2a aj \'9akody vzniknut\'e9 vo vn\'fatri budovy na priv\'e1dzacom vodovodnom potrub\'ed vr\'e1tene zariaden\'ed pripojen\'fdch na potrubie, odpadovom potrub\'ed vr
\'e1tane zariaden\'ed pripojen\'fdch na potrubie, potrub\'ed klimatiza\'e8n\'fdch zariaden\'ed, potrub\'ed hor\'facovodn\'e9ho alebo parn\'e9ho k\'farenia, teplovodn\'fdch \'e8erpadiel, sol\'e1rnych syst\'e9mov, pokia\'be ku \'9akode d\'f4jde n\'e1
sledkom prasknutia alebo zamrznutia potrubia.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 12.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9ee pois\'9d
ovate\'be v pr\'edpade vodovodnej \'9akody poskytne poistn\'e9 plnenie aj za uniknut\'fa vodu do v\'fd\'9aky 3 330,00 EUR za jednu poistn\'fa udalos\'9d, max. v\'9aak 10 000,00 EUR za poistn\'e9 obdobie. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 13.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 V pr\'edpade s\'e9riove
j poistnej udalosti bude spolu\'fa\'e8as\'9d odpo\'e8\'edtan\'e1 z poistn\'e9ho plnenia len raz. Pod s\'e9riovou poistnou udalos\'9dou sa pre \'fa\'e8ely tejto zmluvy rozumie viac po sebe nasleduj\'facich \'9ak\'f4
d na jednej poistenej veci evidovanej pod jedn\'fdm invent\'e1rnym \'e8\'edslom, ktor\'e9 maj\'fa spolo\'e8n\'fa pr\'ed\'e8inn\'fa s\'favislos\'9d.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 14.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9e
e pri poisten\'ed na \'e8asov\'e9 ceny, \'e8asovej cene zodpoved\'e1 obstar\'e1vacia hodnota poistenej veci, uveden\'e1 v \'fa\'e8tovnej evidencii poisten\'e9ho. Pois\'9dov\'f2a nebude uplat\'f2ova\'9d princ\'edp podpoistenia.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 15.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9ee v pr\'ed
pade poistenia na \'e8asov\'e9 ceny sa bude plnenie pri parci\'e1lnych \'9akod\'e1ch poskytova\'9d v nov\'fdch cen\'e1ch a v pr\'edpade tot\'e1lnych \'9ak\'f4d sa bude plnenie poskytova\'9d v \'e8asov\'fdch cen\'e1ch. Za parci\'e1lne \'9akody sa bud\'fa
 pova\'9eova\'9d tak\'e9 \'9akody, ktor\'e9 bud\'fa dosahova\'9d v\'fd\'9aku maxim\'e1lne 40 % zo stanovenej poistnej hodnoty poistenej veci. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 16.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Dojedn\'e1va sa, \'9ee pois\'9d
ov\'f2a bude likvidova\'9d poistn\'e9 udalosti aj na z\'e1klade rozpo\'e8tov vypracovan\'fdch na z\'e1klade schv\'e1len\'fdch cenn\'edkov. Ak obstar\'e1vate\'be neuskuto\'e8n\'ed opravu po\'9akodenej poistenej veci v zmysle predlo\'9een\'e9ho rozpo\'e8
tu do troch rokov od vzniku poistnej udalosti, pois\'9dov\'f2a vyplat\'ed poistn\'e9 plnenie max. 80 %}{\rtlch\fcs1 \af1 \ltrch\fcs0 \chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 rozpo\'e8tovan\'fdch n\'e1kladov na opravu.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 17.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Pod pojmom }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 "poistenie na 1. riziko" }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 
sa rozumie "poistenie na 1. riziko s automatick\'fdm obnoven\'edm poistnej sumy" - ak v priebehu poisten\'e9ho obdobia, v pr\'edpade poistenia na prv\'e9 riziko, nastala poistn\'e1 udalos\'9d a poisten\'e9mu vzniklo pr\'e1vo na poistn\'e9 plnenie, pois
\'9dov\'f2a automaticky obnov\'ed poistn\'fa sumu na zvy\'9aok poistn\'e9ho obdobia. Obnovenie poistnej sumy pois\'9dov\'f2a urob\'ed stanoven\'edm doplatku poistn\'e9ho od term\'ednu vzniku poistnej udalosti do konca poistn\'e9ho obdobia za vy\'e8erpan
\'fa \'e8as\'9d poistnej sumy zodpovedaj\'facu poistn\'e9mu plneniu vr\'e1tane spolu\'fa\'e8asti. Dojednan\'e1 poistn\'e1 suma je v priebehu poistn\'e9ho obdobia v\'9edy v p\'f4vodnej v\'fd\'9ake.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid8615121\charrsid7749948 \hich\af1\dbch\af0\loch\f1 18.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri6\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin6\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8615121\charrsid7749948 Pois\'9dov\'f2a nebude uplat\'f2
ova\'9d princ\'edp podpoistenia.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf24\insrsid6510626\charrsid7749948 \hich\af1\dbch\af0\loch\f1 19.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri6\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls9\pnrnot0\pndec\pncf24\pnf1\pnstart1 {\pntxta .}}\faauto\ls9\rin6\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 \'dazemn\'e1 platnos\'9d
 poistenia: \'fazemie Slovenskej republiky. Pri poisten\'ed hnute\'ben\'fdch vec\'ed sa dojedn\'e1va \'fazemn\'e1 platnos\'9d nasledovne: \'fazemn\'e1 platnos\'9d hnute\'ben\'fdch vec\'ed - pracovn\'fdch pom\'f4cok (notebooky, tla\'e8iarne, di\'e1
re, mobiln\'e9 telef\'f3ny a in\'e1 elektronika) sa pre pr\'edpad \'9eivelnej udalosti, kr\'e1de\'9ee a vandalizmu roz\'9airuje aj o miesta pobytu (extern\'e9 pracovisko, adresa trval\'e9ho a prechodn\'e9ho bydliska, ubytovacie zariadenie - v\'9aetko na 
\'fazem\'ed Slovenskej republiky a kraj\'edn Eur\'f3pskej \'fanie) a pohybu (motorov\'e9 vozidl\'e1, vlaky, autobusy, lietadl\'e1, plavidl\'e1 - v\'9aetko na \'fazem\'ed Slovenskej republiky a kraj\'edn Eur\'f3pskej \'fanie).
\par }\pard \ltrpar\s69\qj \fi-500\li500\ri6\nowidctlpar\tx697\wrapdefault\faauto\rin6\lin500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid16464757\charrsid7749948 
\par }\pard\plain \ltrpar\ql \fi-709\li709\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin709\itap0\pararsid13042632 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid15027978\charrsid7749948 \tab \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid7825473\charrsid7749948 Preh\'bead predmetov poistenia, poistn\'e9 sumy ako aj pevne stanoven\'e9 spolu\'fa\'e8asti \endash 
 Tabu\'beka \'e8.1
\par }\pard\plain \ltrpar\s69\qj \li6\ri6\sb360\nowidctlpar\tx697\wrapdefault\faauto\rin6\lin6\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.2 \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Poistenie pre pr\'edpad odcudzenia veci}{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  
\par }\pard \ltrpar\s69\qj \fi-700\li700\ri23\sb120\nowidctlpar\tx697\wrapdefault\faauto\rin23\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.2.1 }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10051896\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Poistenie pre pr\'edpad kr\'e1de\'9ee, po\'9a
kodenia alebo zni\'e8enia, pri\'e8om p\'e1chate}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 \'be}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  sa zmocnil poistenej veci nasleduj\'facim sp\'f4sobom: 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri11\sb60\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls10\pnrnot0\pnlcltr\pncf23\pnf1\pnstart1 {\pntxta )}}\faauto\ls10\rin11\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
do miesta poistenia sa dostal tak, \'9ee ho otvoril n\'e1strojom, ktor\'fd nie je ur\'e8en\'fd na jeho riadne otvorenie, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri14\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls10\pnrnot0
\pnlcltr\pncf23\pnf1\pnstart1 {\pntxta )}}\faauto\ls10\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do miesta poistenia sa dostal in\'fdm preuk\'e1zate\'be
n}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 e}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  n\'e1siln\'fdm sp\'f4sobom, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri14\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls10\pnrnot0
\pnlcltr\pncf23\pnf1\pnstart1 {\pntxta )}}\faauto\ls10\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 v mieste }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 poistenia }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 sa skryl, po jeho zamknut\'ed sa veci zmocnil a pri jeho opusten\'ed
 zanechal po sebe stopy, ktor\'e9 m\'f4\'9eu byt' pou\'9eit\'e9 ako d\'f4kazn\'fd prostriedok}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 d)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri14\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls10\pnrnot0
\pnlcltr\pncf23\pnf1\pnstart1 {\pntxta )}}\faauto\ls10\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 miesto poistenia otvoril origin\'e1lnym k\'be\'fa\'e8
om alebo leg\'e1lne zhotoven\'fdm duplik\'e1tom, ktor\'e9ho sa zmocnil kr\'e1de\'9eou vl\'e1man\'edm alebo l\'fape\'9en\'fdm prepadnut\'edm, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 e)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri14\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls10\pnrnot0
\pnlcltr\pncf23\pnf1\pnstart1 {\pntxta )}}\faauto\ls10\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do schr\'e1nky, ktorej obsah je poisten\'fd}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  sa dostal alebo ju otvoril n\'e1strojom, ktor\'fd
 nie je ur\'e8en\'fd na jej riadne otvorenie, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 f)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri14\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls10\pnrnot0
\pnlcltr\pncf23\pnf1\pnstart1 {\pntxta )}}\faauto\ls10\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 kr\'e1de\'9eou, pri ktorej p\'e1chate}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 \'be preuk\'e1zate\'bene}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  prekonal prek\'e1\'9e
ku alebo opatrenie chr\'e1niace poisten\'fa vec pred kr\'e1de\'9eou, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 g)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri14\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls11\pnrnot0
\pnlcltr\pncf23\pnf1\pnstart7 {\pntxta )}}\faauto\ls11\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 kr\'e1de\'9eou, pri ktorej boli poisten\'e9
 veci poisten\'e9mu alebo jeho pracovn\'edkovi zobran\'e9, preto\'9ee jeho odpor bol vyl\'fa\'e8en\'fd v d\'f4sledku telesn\'e9ho stavu po nehode alebo v d\'f4sledku inej pr\'ed\'e8iny, za ktor\'fa nem\'f4\'9ee byt' zodpovedn\'fd, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 h)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri14\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls11\pnrnot0
\pnlcltr\pncf23\pnf1\pnstart7 {\pntxta )}}\faauto\ls11\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 l\'fape\'9eou - zmocnen\'edm sa poistenej veci tak, 
\'9ee p\'e1chate}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 \'be}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  pou\'9eil proti poisten\'e9
mu, jeho pracovn\'edkovi alebo inej osobe n\'e1silie alebo hrozbu n\'e1silia. 
\par }\pard \ltrpar\s69\qj \li0\ri23\sb470\nowidctlpar\tx697\wrapdefault\faauto\rin23\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.2.2 \tab Osobitn\'e9 dojednania

\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri6\sb60\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls12\pnrnot0\pndec\pncf23\pnf1\pnstart1 {\pntxta .}}\faauto\ls12\rin6\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Poistenie sa vz\'9dahuje na 
\'famyseln\'e9 po\'9akodenie alebo zni\'e8enie poistenej veci, ak \'famyseln\'e9 konanie smerovalo k po\'9akodeniu alebo zni\'e8eniu poisten\'e9ho majetku, proti osobe poisten\'e9ho alebo proti osobe vlastn\'edka poisten\'e9ho majetku. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri4\sb4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls12\pnrnot0\pndec\pncf23\pnf1\pnstart1 {\pntxta .}}\faauto\ls12\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va s}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 a, \'9ee poistn\'e9 krytie zah\'e0\'f2a aj }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 vn\'fatorn\'fd a vonkaj
\'9a\'ed vandalizmus }{\rtlch\fcs1 \ai\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 (}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zisten\'fd aj nezisten\'fd
 p\'e1chate\'be)}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 .}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls12\pnrnot0\pndec\pncf23\pnf1\pnstart1 {\pntxta .}}\faauto\ls12\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Vn\'fatorn\'fd
 vandalizmus znamen\'e1 \'famyseln\'e9 po\'9akodenie alebo \'famyseln\'e9 zni\'e8enie poistenej veci sp\'e1chan\'e9 inou osobou ako poisten\'fdm}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 ,}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  t\'fdm sp\'f4sobom, \'9ee vnikne do chr\'e1nen\'e9ho priestoru, prekon\'e1 prek\'e1\'9eku a po\'9akod\'ed alebo zni\'e8\'ed predmet poistenia. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 4.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri4\sb4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls12\pnrnot0\pndec\pncf23\pnf1\pnstart1 {\pntxta .}}\faauto\ls12\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Vonkaj\'9a\'ed
 vandalizmus znamen\'e1, \'9ee in\'e1 osoba ako poisten\'fd}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  sp\'e1cha \'famyseln\'e9 po\'9akodenie alebo zni\'e8enie verejne pr\'edstupnej poistenej veci. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf23\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 5.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri4\sb4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls12\pnrnot0\pndec\pncf23\pnf1\pnstart1 {\pntxta .}}\faauto\ls12\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Pod pojmom \'famyseln\'e9 po
\'9akodenie alebo zni\'e8enie poistenej veci sa okrem in\'e9ho ch\'e1pe aj estetick\'e9 po\'9akodenie poistenej veci - po\'9akodenie sprejermi alebo grafitmi. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 6.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls13\pnrnot0\pndec\pncf20\pnf1\pnstart6 {\pntxta .}}\faauto\ls13\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9e
e poisten\'e9 veci ulo\'9een\'e9 na vo\'benom priestranstve s\'fa zabezpe\'e8en\'e9 pre pr\'edpad kr\'e1de\'9ee svojou polohou. Pod pojmom chr\'e1nen\'e9 svojou polohou sa rozumie umiestnenie veci, ktorej odcudzenie si vy\'9eaduje pou\'9eitie \'9apeci\'e1
lnych pom\'f4cok (\'e8ln, rebr\'edk, vys\'favacia plo\'9aina, korba vozidla a pod.), alebo pri jej odcudzen\'ed sa musia pou\'9ei\'9d pracovn\'e9 pom\'f4cky (klie\'9ate, zv\'e1rac\'ed pr\'edstroj, uhlov\'e1 br\'faska a pod.)}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 .}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid7483835\charrsid7749948 \hich\af1\dbch\af0\loch\f1 7.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls13\pnrnot0\pndec\pncf20\pnf1\pnstart6 {\pntxta .}}\faauto\ls13\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7483835\charrsid7749948 Dojedn\'e1va sa, \'9e
e poistenie kryje aj odcudzenie elektroniky z motorov\'e9ho vozidla za podmienky, \'9ee motorov\'e9 vozidlo bolo v \'e8ase poistnej udalosti uzamknut\'e9 a poisten\'e1 elektronika sa nach\'e1dzala v kufri alebo uzatv\'e1rate\'benej prep\'e1\'9eke motorov
\'e9ho vozidla. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 8.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls13\pnrnot0\pndec\pncf20\pnf1\pnstart6 {\pntxta .}}\faauto\ls13\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Pod pojmom }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 "poistenie na 1. riziko" }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
sa rozumie "poistenie na 1. riziko s automatick\'fdm obnoven\'edm poistnej sumy" - ak v priebehu poisten\'e9ho obdobia}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  v pr\'edpade }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8546982\charrsid7749948 poistenia }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 na prv\'e9 riziko}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  nastala poistn\'e1 udalos\'9d a poisten\'e9mu vzniklo pr\'e1vo na poistn\'e9 plnenie, pois\'9dov\'f2a automaticky obnov\'ed poistn\'fa sumu na zvy\'9aok poistn\'e9
ho obdobia. Obnovenie poistnej sumy pois\'9dov\'f2a urob\'ed stanoven\'edm doplatku poistn\'e9ho od term\'ednu vzniku poistnej udalosti do konca poistn\'e9ho obdobia za vy\'e8erpan\'fa \'e8as\'9d poistnej sumy zodpovedaj\'facu poistn\'e9mu plneniu vr\'e1
tane spolu\'fa\'e8asti. Dojednan\'e1 poistn\'e1 suma je v}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 priebehu poistn\'e9ho obdobia v\'9edy v p\'f4vodnej v\'fd\'9ake. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 9.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri4\sb9\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls13\pnrnot0\pndec\pncf20\pnf1\pnstart6 {\pntxta .}}\faauto\ls13\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9ee pois
\'9dov\'f2a bude likvidova\'9d poistn\'e9 udalosti aj na z\'e1klade rozpo\'e8tov vypracovan\'fdch na z\'e1klade schv\'e1len\'fdch cenn\'edkov. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 10.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls13\pnrnot0\pndec\pncf20\pnf1\pnstart6 {\pntxta .}}\faauto\ls13\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'dazemn\'e1 platnos\'9d
 poistenia: \'fazemie Slovenskej republiky. Pri poisten\'ed hnute\'ben\'fdch vec\'ed sa dojedn\'e1va}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'fazemn\'e1 platnos\'9d nasledovne: \'fazemn\'e1 platnos\'9d hnute\'ben\'fdch vec\'ed - pracovn\'fdch pom\'f4cok}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  (notebooky, }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 tla\'e8iarne, di\'e1re, }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid8546982\charrsid7749948 mobiln\'e9 telef\'f3ny}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  a in\'e1 elektronika) sa pre pr\'edpad \'9eivelnej udalosti, kr
\'e1de\'9ee a vandalizmu}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 roz\'9a
iruje aj o miesta pobytu (extern\'e9 pracovisko, adresa trval\'e9ho a prechodn\'e9ho bydliska, ubytovacie zariadenie - v\'9aetko na \'fazem\'ed Slovenskej republiky a kraj\'edn Eur\'f3pskej \'fanie) a pohybu (motorov\'e9 vozidl\'e1
, vlaky, autobusy, lietadl\'e1, plavidl\'e1 - v\'9aetko na \'fazem\'ed Slovenskej republiky a kraj\'edn Eur\'f3pskej \'fanie).
\par }\pard \ltrpar\s69\qj \li0\ri23\sb360\nowidctlpar\tx697\wrapdefault\faauto\rin23\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10051896\charrsid7749948 1.2.3\tab }{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Sp\'f4soby zabezpe\'e8enia hnute\'ben\'fdch vec\'ed proti odcudzeniu
\par }\pard \ltrpar\s69\qj \li0\ri23\sb120\nowidctlpar\tx697\wrapdefault\faauto\rin23\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.2.3.1 \tab Zabezpe\'e8
enie vchodov\'fdch dver\'ed miestnosti/objektu }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par }\pard \ltrpar\s69\qj \fi-403\li1100\ri17\sb60\sa120\nowidctlpar\tx697\wrapdefault\faauto\rin17\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Poistn\'e1 suma }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do 5 000,0}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 0}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  EUR}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 - uzamknut\'fd objekt (bez \'9apecifik\'e1cie uzamykacieho syst\'e9mu)}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 .}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par }\pard \ltrpar\s69\qj \fi-403\li1100\ri19\sa120\nowidctlpar\tx697\wrapdefault\faauto\rin19\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 2. \tab Poistn\'e1 suma }
{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do 8 300,00 EUR }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 - bezpe\'e8nostn\'e1 cylindrick
\'e1 vlo\'9eka zabra\'f2uj\'faca vytla\'e8eniu a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
bezpe\'e8nostn\'fd \'9at\'edt zabra\'f2uj\'faci rozlomeniu a vylomeniu vlo\'9eky}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 .}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  
\par }\pard \ltrpar\s69\qj \fi-403\li1100\ri29\sa120\nowidctlpar\tx697\wrapdefault\faauto\rin29\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 3. \tab Poistn\'e1 suma }
{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 d}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 o 16 600,00 EUR }{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 - bezpe\'e8nostn\'e1 cylindrick\'e1 vlo\'9eka zabra\'f2uj\'faca vytla\'e8eniu a bezpe\'e8nostn\'fd \'9at\'edt zabra\'f2uj\'faci rozlomeniu a vylomeniu vlo\'9eky }{\rtlch\fcs1 
\af1\afs23 \ltrch\fcs0 \fs23\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 + }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 pridan\'fd \'efal\'9a\'ed z\'e1mok, bezpe\'e8nostn\'e1 z\'e1
vora a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8546982\charrsid7749948 lebo}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  oplechovan\'e9 dvere. 
\par 4. \tab Poistn\'e1 suma }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 d}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 o 33 200,00 EUR}{
\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948  }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 - }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 bezpe\'e8nostn\'fd uzamykac\'ed syst\'e9m zabra\'f2uj\'faci vytla\'e8eniu, rozlomeniu a odv\'e0taniu vlo\'9eky, \'efalej pr\'eddavn\'fd bezpe\'e8nostn\'fd z\'e1mok. Dvere zabezpe\'e8en\'e9
 proti vysadeniu alebo}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1444248\charrsid7749948  zabezpe\'e8en\'e9 dvojitou z\'e1vorou s}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid528633\charrsid7749948 o}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1444248\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 uzamykate\'benou}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  bezpe\'e8nostnou z\'e1mkou. 
\par }\pard \ltrpar\s69\qj \fi-403\li1100\ri19\sa120\nowidctlpar\tx697\wrapdefault\faauto\rin19\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 5. \tab Nad }{
\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 33 200,0}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 1}{\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  EUR}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948  }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 - }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 trval\'e1 str\'e1\'9ena fyzick\'e1 ochrana alebo str\'e1\'9ena slu\'9eb}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  alebo EZS napojen\'e1 na pult centr\'e1
lnej ochrany mestskej alebo \'9at\'e1tnej pol\'edcie. 
\par }\pard \ltrpar\s69\qj \li426\ri19\nowidctlpar\tx697\wrapdefault\faauto\rin19\lin426\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par }\pard \ltrpar\s69\qj \fi-700\li700\ri14\nowidctlpar\tx697\wrapdefault\faauto\rin14\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.2.3.2 \tab Pre pr\'ed
pad kr\'e1de\'9ee pe\'f2az\'ed - finan\'e8nej hotovosti umiestnen\'fdch v uzamknutej pokladni alebo z\'e1suvke, prepravy pe\'f2az\'ed poslom sa dojedn\'e1va nasledovn\'fd sp\'f4sob zabezpe\'e8enia: 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\sb60\nowidctlpar
\tx1100\wrapdefault\faauto\ls30\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Pre finan\'e8n\'fa hotovos\'9d, ceniny, cennosti, cenn\'e9 papiere, ktor\'e9
 nie s\'fa z prev\'e1dzkov\'fdch d\'f4vodov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 ulo\'9e
en\'e9 po\'e8as alebo v uzamknut\'fdch z\'e1suvk\'e1ch alebo pokladni v \'e8ase: 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls14\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls14\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 od prevzatia pe\'f2az\'ed opr\'e1vnenou osobou po ulo
\'9eenie do pokladne alebo z\'e1suvky, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls14\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls14\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 ulo\'9eenia pe\'f2az\'ed v pokladni alebo uzamykate\'be
nej z\'e1suvke, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls14\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls14\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 prenosu pe\'f2az\'ed opr\'e1vnenou osobou do uzamykate
\'benej z\'e1suvky alebo pokladne v mieste poistenia}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 
 }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 musia by\'9d splnen\'e9 nasleduj\'face bezpe\'e8nostn\'e9 opatrenia: 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 -\tab}}\pard \ltrpar\s69\qj \fi-200\li1700\ri4\nowidctlpar
\tx1700\wrapdefault\faauto\ls2\rin4\lin1700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 nepretr\'9eit\'e1, bezprostredn\'e1 pr\'edtomnos\'9d opr\'e1vnenej osoby, 

\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 -\tab}poklad\'f2a alebo z\'e1suvka m\'f4\'9ee by\'9d otvoren\'e1 len v \'e8ase manipul\'e1cie s peniazmi, 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 -\tab}v pr\'edpade, ke\'ef je v jednej pokladni alebo z\'e1suvke ulo\'9een\'fdch viac ako 4 350,00 EUR}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  musia byt' tieto bezodkladne ulo\'9een\'e9 a uzamknut\'e9
 do trezora, 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 -\tab}prenos pe\'f2az\'ed do uzamknutej pokladne alebo z\'e1suvky v mieste poistenia mus\'ed byt' vykon\'e1van\'fd opr
\'e1vnenou osobou, bez neod\'f4vodnen\'e9ho preru\'9aenia, \'e8o najkrat\'9aou cestou. 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sb120\nowidctlpar
\tx1100\wrapdefault\faauto\ls30\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Ak nie je zabezpe\'e8en\'e1 bezprostredn\'e1 pr\'edtomnos\'9d opr\'e1
vnenej osoby, finan\'e8n\'e1 hotovos\'9d mus\'ed byt' ulo\'9een\'e1: 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls15\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls15\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do v\'fd\'9a
ky 500,00 EUR v uzamknutej miestnosti s uzamyka}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 te\'benou z\'e1suvkou alebo poklad\'f2ou;}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls15\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls15\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do v\'fd\'9a
ky 1 000,00 EUR v uzamknutej miestnosti s uzamykat}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948 e\'benou z\'e1suvkou alebo poklad\'f2ou }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 a s \'efal\'9a\'edm zabezpe\'e8en\'edm. \'cfal\'9a\'edm zabezpe\'e8en\'edm sa rozumie trval\'e1 str\'e1\'9ena fyzick\'e1 ochrana}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 alebo str\'e1\'9ena slu\'9eb}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  alebo EZS napojen\'e1 na pult centr\'e1lnej ochrany mestskej alebo \'9at\'e1tnej}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 pol\'edcie;}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls15\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls15\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do v\'fd\'9aky 3 000,00 E}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 UR}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  v uzamknutom trezore. Miestnos\'9d}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid6510626\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  v ktorej sa trezor nach\'e1dza mus\'ed by\'9d v dobe nepr\'edtomnosti uzamknut\'e1, okn
\'e1 miestnosti musia byt'}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948  zatvoren\'e9;}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 d)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls15\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls15\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do v\'fd\'9aky 20 600,00 EUR v uzamknutom trezore a s 
\'efal\'9a\'edm zabezpe\'e8en\'edm. Miestnos\'9d}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1444248\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
 v ktorej sa trezor nach\'e1dza}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1444248\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  mus\'ed
 byt' v dobe nepr\'edtomnosti uzamknut\'e1, okn\'e1 miestnosti musia by\'9d zatvoren\'e9. \'cfal\'9a\'edm zabezpe\'e8en\'edm sa rozumie trval\'e1 str\'e1\'9ena fyzick\'e1 ochrana alebo str\'e1\'9ena }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 slu\'9ebu}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  alebo EZS napojen\'e1 na pult centr\'e1lnej ochrany mestskej alebo \'9at\'e1
tnej pol\'edcie. 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sb120\nowidctlpar
\tx1100\wrapdefault\faauto\ls30\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 V pr\'edpade prepravy finan\'e8nej hotovosti poslom, musia byt' splnen\'e9
 nasledovn\'e9 sp\'f4soby zabezpe\'e8enia: 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls16\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls16\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do sumy 5 000,00 EUR poveren\'e1 osoba vybaven\'e1 vhodn
\'fdm kufr\'edkom alebo ta\'9akou, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf18\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri4\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls16\pnrnot0
\pnlcltr\pncf18\pnf1\pnstart1 {\pntxta )}}\faauto\ls16\rin4\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 do sumy 16 600,00 EUR poveren\'e1 osoba vybaven\'e1
 bezpe\'e8nostn\'fdm kufr\'edkom a \'efal\'9aia osoba vybaven\'e1 strelnou zbra\'f2ou (napr. Mestsk\'e1 pol\'edcia).
\par }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1 
\ltrch\fcs0 \b\f1\insrsid6509378\charrsid7749948 
\par }\pard \ltrpar\ql \li708\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin708\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid6509378\charrsid7749948 Preh\'bead predmetov poistenia, poistn\'e9
 sumy ako aj pevne stanoven\'e9 spolu\'fa\'e8asti \endash  Tabu\'beka \'e8.1
\par }\pard\plain \ltrpar\s69\qj \li0\ri0\sb360\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.3 \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Poistenie }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 strojov a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid16402418\charrsid7749948 \~strojov\'fdch zariaden\'ed}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid4915874\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid1644312\charrsid7749948 \endash  lom stroja}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par }\pard \ltrpar\s69\qj \li851\ri11\nowidctlpar\tx697\wrapdefault\faauto\rin11\lin851\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid10643673\charrsid7749948 
\par }\pard \ltrpar\s69\qj \li700\ri11\nowidctlpar\tx697\wrapdefault\faauto\rin11\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Poistenie pre pr\'edpad po\'9a
kodenia alebo zni\'e8enia strojov a strojov\'fdch zariaden\'ed vr\'e1tane elektroniky akouko\'bevek udalos\'9dou, okrem v\'fdluk z poistenia, ktor\'e1 nastane ne\'e8akane a n\'e1hle a obmedzuje alebo vylu\'e8uje funk\'e8nos\'9d poisten\'e9ho stroja. 

\par }\pard \ltrpar\s69\qj \fi851\li0\ri0\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10643673\charrsid7749948 
\par }\pard \ltrpar\s69\qj \li700\ri0\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Pr\'e1vo na plnenie vznikne, ak poistn
\'e1 udalos\'9d bola sp\'f4soben\'e1 napr.: 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri4\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls17\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart1 {\pntxta )}}\faauto\ls17\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 chybou kon\'9atrukcie, chybou materi\'e1lu alebo v\'fd
robnou chybou (pokia}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3963248\charrsid7749948 \'be}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  sa na \'f2u nevz\'9dahuje z
\'e1ruka v\'fdrobcu), kon\'9atruk\'e8n\'e1 chyba sa posudzuje pod\'bea stavu techniky v obdob\'ed kon\'9atruovania stroja, vady materi\'e1lu a zhotovenia pod\'bea stavu v obdob\'ed v\'fdroby stroja, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls18\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart2 {\pntxta )}}\faauto\ls18\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 chybou obsluhy, ne\'9aikovnos\'9dou, nedbalos\'9d
ou alebo \'famyseln\'fdm konan\'edm, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls18\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart2 {\pntxta )}}\faauto\ls18\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 pretlakom pary, plynu, kvapalinou alebo podtlakom, 

\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 d)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls18\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart2 {\pntxta )}}\faauto\ls18\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 nedostatkom vody v kotloch, parn\'fdch gener\'e1toroch, 

\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 e)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls18\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart2 {\pntxta )}}\faauto\ls18\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 p\'e1dom stroja, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 f)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls18\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart2 {\pntxta )}}\faauto\ls18\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 roztrhnutie v d\'f4sledku odstredivej sily, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 g)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls19\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart7 {\pntxta )}}\faauto\ls19\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 skrat el. pr\'fadom a in\'fdm p\'f4soben\'edm el. pr\'fa
du (prep\'e4tie, induk\'e8n\'e9 \'fa\'e8inky blesku),
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 h)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls19\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart7 {\pntxta )}}\faauto\ls19\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zlyhan\'edm meracej, regula\'e8nej alebo zabezpe\'e8
ovacej techniky,
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 i)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls19\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart7 {\pntxta )}}\faauto\ls19\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 vniknutie cudzieho predmetu.
\par }\pard \ltrpar\s69\qj \li0\ri0\sb235\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.3.1 \tab Osobitn\'e9 dojednania 

\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid7483835\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls20\pnrnot0\pndec\pncf19\pnf1\pnstart1 {\pntxta .}}\faauto\ls20\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7483835\charrsid7749948 Pois\'9dov\'f2a nebude uplat
\'f2ova\'9d princ\'edp podpoistenia. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls20\pnrnot0\pndec\pncf19\pnf1\pnstart1 {\pntxta .}}\faauto\ls20\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9e
e pri poisten\'ed na \'e8asov\'e9 ceny, \'e8}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8546982\charrsid7749948 asov\'e1 cena zodpoved\'e1 obstar\'e1vacej}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  hodnot}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8546982\charrsid7749948 e}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  \line poistenej veci, uveden}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid8546982\charrsid7749948 ej}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  v \'fa\'e8tovnej evidencii poisten\'e9ho. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sb4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls20\pnrnot0\pndec\pncf19\pnf1\pnstart1 {\pntxta .}}\faauto\ls20\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9ee v pr
\'edpade poistenia na \'e8asov\'e9 ceny sa bude plnenie pri parci\'e1lnych \'9akod\'e1ch poskytova\'9d v nov\'fdch cen\'e1ch a v pr\'edpade tot\'e1lnych \'9ak\'f4d sa bude plnenie poskytova\'9d v \'e8asov\'fdch cen\'e1ch. Za parci\'e1lne \'9akody sa bud
\'fa pova\'9eova\'9d tak\'e9 \'9akody, ktor\'e9 bud\'fa dosahova\'9d v\'fd\'9aku maxim\'e1lne 40}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 % }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zo stanovenej poistnej hodnoty poistenej veci. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 4.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls20\pnrnot0
\pndec\pncf19\pnf1\pnstart1 {\pntxta .}}\faauto\ls20\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9ee pri poisten\'ed strojov s\'fa kryt
\'e9 aj nasleduj\'face v}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid16464757\charrsid7749948 iacn\'e1klady s limitom plnenia 100}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 \~}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 000,00 EUR pre ka\'9ed\'fa poistn\'fa udalos\'9d. 
\par }\pard \ltrpar\s69\qj \fi-400\li1100\ri0\nowidctlpar\tx1100\wrapdefault\faauto\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid2307198\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Odprat\'e1vacie, demola\'e8n\'e9, demont\'e1\'9ene a remont\'e1\'9ene viacn\'e1klady vr\'e1tane: 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri0\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls28\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart1 {\pntxta )}}\faauto\ls28\rin0\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 n\'e1klad}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 ov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  posudkov\'e9ho znalca, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri0\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls28\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart1 {\pntxta )}}\faauto\ls28\rin0\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 n\'e1klad}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 ov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  na h\'beadanie pr\'ed\'e8iny \'9akody, 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}}\pard \ltrpar\s69\qj \fi-400\li1500\ri0\nowidctlpar\tx1500\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls28\pnrnot0
\pnlcltr\pncf19\pnf1\pnstart1 {\pntxta )}}\faauto\ls28\rin0\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 n\'e1klad}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 ov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  na zemn\'e9 a v\'fdkopov\'e9 pr\'e1ce,
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid5441000\charrsid7749948 \hich\af1\dbch\af0\loch\f1 d)\tab}}\pard \ltrpar\s69\qj \fi-403\li1503\ri0\sa120\nowidctlpar\tx1500\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls28\pnrnot0\pnlcltr\pncf19\pnf1\pnstart1 {\pntxta )}}\faauto\ls28\rin0\lin1503\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 n\'e1kladov}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  spojen}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 \'fdch}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  s leteckou dopravou, s pr\'edplatkami za no\'e8n\'fa pr\'e1cu, pr\'e1cu nad\'e8as, v nede\'beu a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 po\'e8as sviatkov, ako aj expresn\'e9 pr\'edplatky. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 5.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sb4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls21\pnrnot0\pndec\pncf19\pnf1\pnstart5 {\pntxta .}}\faauto\ls21\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9e
e pri poisten\'ed strojov s\'fa poisten\'edm kryt\'e9 aj n\'e1klady na leteck\'fa prepravu n\'e1hradn\'fdch dielov a cestovn\'e9 n\'e1klady technikov a expertov zo zahrani\'e8ia. Plnenie za tieto n\'e1k}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid16464757\charrsid7749948 lady je obmedzen\'e9 sumou spolu 200}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  000,00 EUR. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf19\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 6.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sb4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls21\pnrnot0\pndec\pncf19\pnf1\pnstart5 {\pntxta .}}\faauto\ls21\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Pod pojmom }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 "poistenie na 1. riziko" }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
sa rozumie "poistenie na 1. riziko s automatick\'fdm obnoven\'edm poistnej sumy" - ak v priebehu poisten\'e9ho obdobia}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  v pr\'edpade }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid13793721\charrsid7749948 poistenia }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 na prv\'e9 riziko}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  nastala poistn\'e1 udalos\'9d}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 a poisten\'e9mu vzniklo pr\'e1vo na poistn\'e9 plnenie, pois\'9dov\'f2a automaticky obnov\'ed poistn\'fa sumu}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 na}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zvy\'9aok poistn\'e9ho obdobia. Obnovenie poistnej sumy pois\'9dov\'f2a urob\'ed
 stanoven\'edm doplatku poistn\'e9ho od term\'ednu vzniku poistnej udalosti do konca poistn\'e9ho obdobia za vy\'e8erpan\'fa \'e8as\'9d poistnej sumy zodpovedaj\'facu poistn\'e9mu plneniu vr\'e1tane spolu\'fa\'e8asti. Dojednan\'e1 poistn\'e1
 suma je v priebehu poistn\'e9ho obdobia v\'9edy v p\'f4vodnej v\'fd\'9ake.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 7.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri37\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls22\pnrnot0\pndec\pncf20\pnf1\pnstart7 {\pntxta .}}\faauto\ls22\rin37\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9e
e poistenie sa vz\'9dahuje aj na nosi\'e8e d\'e1t pevne zabudovan\'e9 v }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7483835\charrsid7749948 hardv\'e9rovej}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  \'e8asti riadiacej alebo regula\'e8nej jednotky poistenej veci, nosi\'e8e d\'e1t a z\'e1znamov programov\'e9ho vybavenia strojov. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid12941876\charrsid7749948 \hich\af1\dbch\af0\loch\f1 8.\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri37\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls22\pnrnot0
\pndec\pncf20\pnf1\pnstart7 {\pntxta .}}\faauto\ls22\rin37\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid12941876\charrsid7749948 Dojedn\'e1va sa, \'9ee poisten\'edm s\'fa kryt\'e9
 aj vymenite\'ben\'e9 diely strojn\'fdch zariaden\'ed v\~pr\'edpade}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5441000\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid12941876\charrsid7749948  ak ich \'9eivotnos\'9d v\~\'e8ase poistnej udalosti nepresiahne 70% pl\'e1novanej \'9eivotnosti stanovenej v\'fdrobcom zariadenia.
\par }\pard\plain \ltrpar\ql \fi-700\li700\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 
\af1 \ltrch\fcs0 \b\f1\insrsid2884997\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid15027978\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid2884997\charrsid7749948 Preh\'bead predmetov poistenia, poistn\'e9 sumy ako aj pevne stanoven\'e9 spolu\'fa\'e8
asti \endash  Tabu\'beka \'e8.1}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid7548351\charrsid7749948 
\par }\pard\plain \ltrpar\s69\qj \li0\ri6\sb360\nowidctlpar\tx697\wrapdefault\faauto\rin6\lin0\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.4 \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Poistenie elektroniky}{\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  
\par }\pard \ltrpar\s69\qj \li700\ri34\nowidctlpar\tx697\wrapdefault\faauto\rin34\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Poisten\'edm elektroniky je kryt\'e9 ak
\'e9ko\'bevek n\'e1hle a nepredv\'eddan\'e9 po\'9akodenie alebo zni\'e8enie elektronick\'fdch zariaden\'ed.
\par }\pard \ltrpar\s69\qj \li700\ri4\nowidctlpar\tx697\wrapdefault\faauto\rin4\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Pr\'e1vo na plnenie vznikne, ak poistn
\'e1 udalos\'9d bola sp\'f4soben\'e1 napr.: 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri4\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls23\pnrnot0
\pnlcltr\pncf20\pnf1\pnstart1 {\pntxta )}}\faauto\ls23\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 chybou kon\'9atrukcie, chybou materi\'e1lu alebo v\'fd
robnou chybou}{\rtlch\fcs1 \ai\af1 \ltrch\fcs0 \chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  (}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 pokia\'be sa na \'f2u nevz\'9dahuje z\'e1
ruka v\'fdrobcu),
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri4\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls24\pnrnot0
\pnlcltr\pncf20\pnf1\pnstart2 {\pntxta )}}\faauto\ls24\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 p\'e1dom stroja,
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri4\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls24\pnrnot0
\pnlcltr\pncf20\pnf1\pnstart2 {\pntxta )}}\faauto\ls24\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 skratom, prep\'e4t\'edm, indukciou \'fa\'e8
inkom blesku, vadou izol\'e1cie,
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 d)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri4\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls24\pnrnot0
\pnlcltr\pncf20\pnf1\pnstart2 {\pntxta )}}\faauto\ls24\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 chybou obsluhy, neopatrnos\'9dou, ne\'9aikovnos\'9d
ou, nedbalos\'9dou,
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 e)\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri4\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls24\pnrnot0
\pnlcltr\pncf20\pnf1\pnstart2 {\pntxta )}}\faauto\ls24\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zlyhanie meracej, regula\'e8nej alebo zabezpe\'e8
ovacej techniky.
\par }\pard \ltrpar\s69\qj \li0\ri0\sb350\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 1.4.1 }{\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid3886482\charrsid7749948 \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Osobitn\'e9 dojednania 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid7483835\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri0\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls25\pnrnot0\pndec\pncf20\pnf1\pnstart1 {\pntxta .}}\faauto\ls25\rin0\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7483835\charrsid7749948 Pois\'9dov\'f2a nebude uplat
\'f2ova\'9d princ\'edp podpoistenia. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri23\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls25\pnrnot0\pndec\pncf20\pnf1\pnstart1 {\pntxta .}}\faauto\ls25\rin23\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9e
e pri poisten\'ed na \'e8asov\'e9 ceny, \'e8asov\'e1 cena zodpoved\'e1 obstar\'e1vac}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid13793721\charrsid7749948 ej hodnote poistenej veci, uvedenej}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  v \'fa\'e8tovnej evidencii poisten\'e9ho}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 .}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri14\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls25\pnrnot0\pndec\pncf20\pnf1\pnstart1 {\pntxta .}}\faauto\ls25\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9ee v pr
\'edpade poistenia na \'e8asov\'e9 ceny sa bude plnenie pri parci\'e1lnych \'9akod\'e1ch poskytova\'9d v nov\'fdch cen\'e1ch a v pr\'edpade tot\'e1lnych \'9ak\'f4d sa bude plnenie poskytova\'9d v \'e8asov\'fdch cen\'e1ch. Za parci\'e1lne \'9akody sa bud
\'fa pova\'9eova\'9d tak\'e9 \'9akody, ktor\'e9 bud\'fa dosahova\'9d v\'fd\'9aku maxim\'e1lne 40 %}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 zo stanovenej poistnej hodnoty poistenej veci. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 4.\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri14\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls25\pnrnot0
\pndec\pncf20\pnf1\pnstart1 {\pntxta .}}\faauto\ls25\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9ee pri poisten\'ed elektroniky s\'fa
 kryt\'e9 aj nasleduj\'face v}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid16464757\charrsid7749948 iacn\'e1klady s limitom plnenia 100}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 \~}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 000,00 EUR pre ka\'9ed\'fa poistn\'fa udalosti. }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 
\par }\pard \ltrpar\s69\qj \li700\ri14\nowidctlpar\tx1100\wrapdefault\faauto\rin14\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Odprat\'e1vacie, demola\'e8n\'e9, demont\'e1\'9ene a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 \~}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 remont\'e1\'9ene viacn\'e1klady vr\'e1tane: 
\par }\pard \ltrpar\s69\qj \fi-400\li1500\ri0\nowidctlpar\tx1500\wrapdefault\faauto\rin0\lin1500\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 a)}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \tab n\'e1klad}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 ov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  posudkov\'e9ho znalca,
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 b)}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \tab n\'e1klad}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 ov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  na h\'beadanie pr\'ed\'e8iny \'9akody,
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 c)}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  \tab n\'e1klad}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 ov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  na zemn\'e9 a v\'fdkopov\'e9 pr\'e1ce,
\par }\pard \ltrpar\s69\qj \fi-403\li1503\ri0\sa120\nowidctlpar\tx1500\wrapdefault\faauto\rin0\lin1503\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 d)}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  \tab n\'e1klad}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 ov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  spojen\'e9}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 \'fdch}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 s leteckou dopravou, s pr\'edplatkami za}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948  no\'e8n\'fa pr\'e1cu, pr\'e1cu nad\'e8as, v\~}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 nede\'beu a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 po\'e8as sviatkov, ako aj expresn\'e9 pr\'edplatky. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 5.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls26\pnrnot0\pndec\pncf20\pnf1\pnstart5 {\pntxta .}}\faauto\ls26\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9e
e poistenie kryje aj odcudzenie elektroniky z motorov\'e9ho vozidla za podmienky, \'9ee}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 motorov\'e9 vozidlo bolo v \'e8ase poistnej udalosti uzamknut\'e9 a poisten\'e1 elektronika sa nach\'e1dzala}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15681279\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 v kufri alebo uzatv\'e1rate\'benej prep\'e1\'9eke motorov\'e9ho vozidla. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 6.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri4\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls26\pnrnot0\pndec\pncf20\pnf1\pnstart5 {\pntxta .}}\faauto\ls26\rin4\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'dazemn\'e1 platnos\'9d
 poistenia: \'fazemie Slovenskej republiky. Pri poisten\'ed hnute\'ben\'fdch vec\'ed sa dojedn\'e1va \'fazemn\'e1 platnos\'9d nasledovne: \'fazemn\'e1 platnos\'9d hnute\'ben\'fdch vec\'ed - pracovn\'fdch pom\'f4cok (notebooky, tla\'e8iarne, di\'e1re, }{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid13793721\charrsid7749948 mobiln\'e9 telef\'f3ny}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  a in\'e1
 elektronika) sa pre pr\'edpad \'9eivelnej udalosti, kr\'e1de\'9ee a vandalizmu roz\'9airuje aj o miesta pobytu (extern}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 \'e9 pracovisko, adresa trval\'e9
ho a\~}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 prechodn\'e9ho bydliska, ubytovacie zariadenie - v\'9aetko na \'fazem\'ed Slovenskej republiky a kraj\'edn Eur\'f3pskej \'fanie) a pohybu }{
\rtlch\fcs1 \ai\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 (motorov\'e9 }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 vozidl\'e1, vlaky, autobusy, lietadl
\'e1, plavidl\'e1 - v\'9aetko na \'fazem\'ed Slovenskej republiky a kraj\'edn Eur\'f3pskej \'fanie). 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 7.\tab}}\pard \ltrpar\s69\qj \fi-403\li1100\ri14\sa120\nowidctlpar\tx1100\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls26\pnrnot0\pndec\pncf20\pnf1\pnstart5 {\pntxta .}}\faauto\ls26\rin14\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Pod pojmom }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 "poistenie na 1. riziko" }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
sa rozumie "poistenie na 1. riziko s automatick\'fdm obnoven\'edm poistnej sumy" - ak v priebehu poisten\'e9ho obdobia}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  v pr\'edpade }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid13793721\charrsid7749948 poistenia }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 na prv\'e9 riziko}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  nastala poistn\'e1 udalos\'9d a poisten\'e9mu vzniklo pr\'e1vo na poistn\'e9 plnenie, pois\'9dov\'f2a automaticky obnov\'ed poistn\'fa sumu na zvy\'9aok poistn\'e9
ho obdobia. Obnovenie poistnej sumy pois\'9dov\'f2a urob\'ed stanoven\'edm doplatku poistn\'e9ho od term\'ednu vzniku poistnej udalosti do konca poistn\'e9ho obdobia za vy\'e8erpan\'fa \'e8as\'9d poistnej sumy zodpovedaj\'facu poistn\'e9mu plneniu vr\'e1
tane spolu\'fa\'e8asti. Dojednan\'e1 poistn\'e1 suma je v priebehu poistn\'e9ho obdobia v\'9edy v p\'f4vodnej v\'fd\'9ake. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 8.\tab}}\pard \ltrpar\s69\qj \fi-400\li1100\ri28\nowidctlpar\tx1100\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls27\pnrnot0
\pndec\pncf22\pnf1\pnstart8 {\pntxta .}}\faauto\ls27\rin28\lin1100\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Dojedn\'e1va sa, \'9ee poistenie sa vz\'9d
ahuje aj na nosi\'e8e d\'e1t pevne zabudovan\'e9 v }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid4915874\charrsid7749948 hardwarovej}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948  \'e8asti riadiacej alebo regula\'e8nej jednotky poistenej veci, nosi\'e8e d\'e1t a z\'e1znamov programov\'e9ho vybavenia strojov. 
\par }\pard\plain \ltrpar\ql \fi708\li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1 
\ltrch\fcs0 \b\f1\insrsid6518173\charrsid7749948 
\par }\pard \ltrpar\ql \fi1\li708\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin708\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid6518173\charrsid7749948 Preh\'bead predmetov poistenia, poistn\'e9
 sumy ako aj pevne stanoven\'e9 spolu\'fa\'e8asti \endash  Tabu\'beka \'e8.1}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid7548351\charrsid7749948 
\par }\pard\plain \ltrpar\s69\qj \li0\ri4\sb470\nowidctlpar\tx697\wrapdefault\faauto\rin4\lin0\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid1706962\charrsid7749948 1.5 \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid1706962\charrsid7749948 Poistenie preru\'9aenia prev\'e1dzky }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid1644312\charrsid7749948 n\'e1sledkom \'9eiveln\'fdch riz\'edk}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid1706962\charrsid7749948 
\par }\pard\plain \ltrpar\qj \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \f1\fs22\insrsid2648538\charrsid7749948 
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx697\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 Predmetom poistenia je:}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid15027978\charrsid7749948 
\par -\tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 zisk}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  z\~obratu tvoren\'e9ho predajom obchodn\'e9ho tovaru, predajom vlastn\'fdch v\'fd
robkov, ako aj zisk z\~poskytovan\'fdch slu\'9eieb,
\par 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 Ziskom}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1444248\charrsid7749948  z }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 v\'fd
robnej, obchodnej \'e8innosti, pr\'edpadne z}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1444248\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 poskytovan\'fdch slu\'9eieb sa rozumie zisk pre}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1444248\charrsid7749948 d zdanen\'edm, ktor\'fd by poisten\'fd v }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 pr\'edpade nepreru\'9aenej prev\'e1dzky dosiahol, najdlh\'9a
ie v\'9aak }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1444248\charrsid7749948 po\'e8as doby ru\'e8enia, pokia\'be by k }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 preru\'9aeniu do\'9alo.
\par 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 -\tab}}\pard \ltrpar\qj \li700\ri0\widctlpar
\tx697\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls39\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 st\'e1le n\'e1klady}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid14047665\charrsid7749948  poisten\'e9ho a}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1444248\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 priame mzdy}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  zamestnancov.
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx697\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 St\'e1le n\'e1klady}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  poisten\'e9ho s\'fa tie, ktor\'e9 mus\'ed poisten\'fd po\'e8as trvania preru
\'9aenia prev\'e1dzky bezpodmiene\'e8ne vynaklada\'9d, aby bolo mo\'9en\'e9 po obnoven\'ed zariadenia \'e8o najsk\'f4r}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1444248\charrsid7749948  uvies\'9d prev\'e1dzku do \'e8innosti v }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 p\'f4vodnom rozsahu.
\par }\pard \ltrpar\qj \li697\ri0\sb120\widctlpar\tx697\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin697\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 Priame mzdy}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  s\'fa mzdy pracovn\'edkov, ktor\'ed v}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid1444248\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 d\'f4
sledku preru\'9aenia prev\'e1dzky nem\'f4\'9eu vykon\'e1va\'9d svoju pr\'e1cu. Od tejto v\'fd\'9aky miezd sa odpo\'e8\'edtaj\'fa mzdy uhraden\'e9 vlastn\'fdm zamestnancom z\~titulu zachra\'f2ovac\'edch, demola\'e8n\'fdch a\~ostatn\'fdch druhov pr\'e1
c, ktor\'e9 s\'favisia so vznikom poistnej udalosti a\~rovnako sa odpo\'e8\'edtaj\'fa tie mzdov\'e9 n\'e1klady, ktor\'e9 s\'favisia s\~\'e8innos\'9dou tak\'fdchto pracovn\'edkov v\~in\'fdch prev\'e1dzkach (n\'e1hradn\'e1 \'e8innos\'9d). 
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx697\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 Viacn\'e1klady}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  s\'fa n\'e1klady na udr\'9eanie preru\'9aenej prev\'e1dzky, skr\'e1tenia preru\'9a
enej prev\'e1dzky alebo zabezpe\'e8enia n\'e1hradnej prev\'e1dzky.
\par 
\par Do }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 viacn\'e1kladov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  sa m\'f4\'9eu zahrn\'fa\'9d tieto n\'e1klady:
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\qj \fi-400\li1100\ri0\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls36\adjustright\rin0\lin1100\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 n\'e1klady na nad\'e8asov\'e9 pr\'e1ce, pr\'e1ce v\~d\'f2och pracovn\'e9ho vo\'be
na, pracovn\'e9ho }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid4915874\charrsid7749948 pokoja}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  a\~pr\'e1ce v\~noci,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}n\'e1klady, ktor\'e9 vznikli ur\'fdchlen\'edm opr\'e1v vykon\'e1van\'fdch dod\'e1vate\'besk\'fdm sp\'f4
sobom (napr. skr\'e1tenie dodac\'edch term\'ednov),
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}n\'e1klady na prepravu vec\'ed a\~pracovn\'edkov potrebn\'fdch na obnovenie preru\'9aenej prev\'e1dzky alebo na zah
\'e1jenie n\'e1hradnej prev\'e1dzky,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 d)\tab}n\'e1klady na prevedenie v\'fdroby, t.j. zavedenie n\'e1hradnej v\'fdroby do in\'fdch priestorov alebo do in\'fdch 
\'fatvarov toto ist\'e9ho podniku,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 e)\tab}n\'e1klady, ktor\'e9 vznikli v\~d\'f4sledku ur\'fdchlenia opravy v\'fdmenou veci alebo jej \'e8asti,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 f)\tab}n\'e1klady, ktor\'e9 vznikli udr\'9eovan\'edm prev\'e1dzky na po\'9akodenom zariaden\'ed
 mimoriadnymi opatreniami (napr. zv\'fd\'9aen\'edm po\'e8tu pracovn\'edkov),
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 g)\tab}in\'e9 \'9apecifikovan\'e9 viacn\'e1klady.
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 Pois\'9dov\'f2a nahrad\'ed zisk a\~st\'e1le n\'e1
klady do v\'fd\'9aky rozdielu oproti predpokladanej v\'fd\'9aky (najviac do v\'fd\'9aky poistnej sumy) za obdobie skuto\'e8n\'e9ho preru\'9aenia prev\'e1dzky, maxim\'e1lne v\'9aak do konca doby ru\'e8enia.
\par 
\par Predmet poistenia sa pois\'9duje proti riziku str\'e1t vzniknut\'fdch preru\'9aen\'edm prev\'e1dzky, ktor\'e9 bolo sp\'f4soben\'e9 n\'e1sledkom }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 vecnej \'9akody}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  vzniknutej v\~priestoroch ozna\'e8en\'fdch v\~poistnej zmluve ako miesto prev\'e1dzky.
\par 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid13042632 
\par 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 Vecn\'e1 \'9akoda
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 Vecn\'e1 \'9akoda je pre uveden\'e9 poistenie definovan\'e1 ako po\'9akodenie, zni\'e8enie alebo kr\'e1de\'9e vec\'ed sl\'fa\'9eiacich na \'fa\'e8el podnikania, ku ktor\'fdm pri
\'9alo v\~priestoroch uveden\'fdch v\~zmluve v\~d\'f4sledku:
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\qj \fi-400\li1100\ri0\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls37\adjustright\rin0\lin1100\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 po\'9eiaru, v\'fdbuchu alebo blesku,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}n\'e1razu alebo p\'e1du pilotovan\'e9ho lietadla, jeho \'e8ast\'ed alebo n\'e1kladu,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}hasenia, demol\'e1cie alebo odprat\'e1vania trosiek v\~s\'favislosti s\~niektorou z\~uveden\'fdch udalost\'ed. 

\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par Pre poistenie plat\'ed rozsahu riz\'edk definova}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 n\'fdch v\~bode 1.1. a\~bode 1.1.1.}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid10898238\charrsid7749948 
\par 
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tqc\tx697\tx4300\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\f1\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15027978\charrsid7749948 Doba ru
\'e8enia \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\f1\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10898238\charrsid7749948 6 mesiacov}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\f1\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5985759\charrsid7749948 
\par }\pard \ltrpar\ql \li700\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1 \ltrch\fcs0 \b\f1\insrsid10898238\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid10898238\charrsid7749948 Preh\'bead predmetov poistenia, poistn\'e9 sumy ako aj pevne stanoven\'e9 spolu\'fa\'e8asti \endash  Tabu\'beka \'e8.1
\par }\pard\plain \ltrpar\s69\qj \li0\ri4\sb470\nowidctlpar\tx697\wrapdefault\faauto\rin4\lin0\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid283864\charrsid7749948 1.6 \tab }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid283864\charrsid7749948 Poistenie preru\'9aenia prev\'e1dzky }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid1644312\charrsid7749948 n\'e1sledkom lomu stroja a }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid4915874\charrsid7749948 e}{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \b\fs22\ul\chshdng0\chcfpat0\chcbpat8\insrsid1644312\charrsid7749948 lektroniky}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid283864\charrsid7749948 
\par }\pard\plain \ltrpar\qj \li700\ri0\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 Predmetom poistenia je:
\par 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 -\tab}}\pard \ltrpar\qj \li700\ri0\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls40\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 zisk}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
 z\~obratu tvoren\'e9ho predajom obchodn\'e9ho tovaru, predajom vlastn\'fdch v\'fdrobkov, ako aj zisk z\~poskytovan\'fdch slu\'9eieb,
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 Ziskom}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  z\~v\'fdrobnej, obchodnej \'e8innosti, pr\'edpadne z\~poskytovan\'fdch slu\'9e
ieb sa rozumie zisk pred zdanen\'edm, ktor\'fd by poisten\'fd v\~pr\'edpade nepreru\'9aenej prev\'e1dzky dosiahol, najdlh\'9aie v\'9aak po\'e8as doby ru\'e8enia, pokia\'be by k\~preru\'9aeniu do\'9alo.
\par 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 -\tab}}\pard \ltrpar\qj \li700\ri0\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls41\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 st\'e1le n\'e1klady}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid14047665\charrsid7749948  poisten\'e9ho a\~}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 priame mzdy}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  zamestnancov.
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 St\'e1le n\'e1klady}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  poisten\'e9ho s\'fa tie, ktor\'e9 mus\'ed poisten\'fd po\'e8as trvania preru
\'9aenia prev\'e1dzky bezpodmiene\'e8ne vynaklada\'9d, aby bolo mo\'9en\'e9 po obnoven\'ed zariadenia \'e8o najsk\'f4r uvies\'9d prev\'e1dzku do \'e8innosti v\~p\'f4vodnom rozsahu.
\par }\pard \ltrpar\qj \li697\ri0\sb120\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin697\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 Priame mzdy}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  s\'fa mzdy pracovn\'edkov, ktor\'ed v\~d\'f4sledku preru\'9aenia prev\'e1dzky nem\'f4\'9eu vykon\'e1va\'9d svoju pr\'e1cu. Od tejto v\'fd\'9aky miezd sa odpo\'e8\'edtaj\'fa mzdy uhraden\'e9 vlastn\'fd
m zamestnancom z\~titulu zachra\'f2ovac\'edch, demola\'e8n\'fdch a\~ostatn\'fdch druhov pr\'e1c, ktor\'e9 s\'favisia so vznikom poistnej udalosti a\~rovnako sa odpo\'e8\'edtaj\'fa tie mzdov\'e9 n\'e1klady, ktor\'e9 s\'favisia s\~\'e8innos\'9dou tak\'fd
chto pracovn\'edkov v\~in\'fdch prev\'e1dzkach (n\'e1hradn\'e1 \'e8innos\'9d). 
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 Viacn\'e1klady}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  s\'fa n\'e1klady na udr\'9eanie preru\'9aenej prev\'e1dzky, skr\'e1tenia preru\'9a
enej prev\'e1dzky alebo zabezpe\'e8enia n\'e1hradnej prev\'e1dzky.
\par 
\par Do }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 viacn\'e1kladov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  sa m\'f4\'9eu zahrn\'fa\'9d tieto n\'e1klady:
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\qj \fi-400\li1100\ri0\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls42\adjustright\rin0\lin1100\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 n\'e1klady na nad\'e8asov\'e9 pr\'e1ce, pr\'e1ce v\~d\'f2och pracovn\'e9ho vo\'be
na, pracovn\'e9ho }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid4915874\charrsid7749948 pokoja}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  a\~pr\'e1ce v\~noci,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}n\'e1klady, ktor\'e9 vznikli ur\'fdchlen\'edm opr\'e1v vykon\'e1van\'fdch dod\'e1vate\'besk\'fdm sp\'f4
sobom (napr. skr\'e1tenie dodac\'edch term\'ednov),
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}n\'e1klady na prepravu vec\'ed a\~pracovn\'edkov potrebn\'fdch na obnovenie preru\'9aenej prev\'e1dzky alebo na zah
\'e1jenie n\'e1hradnej prev\'e1dzky,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 d)\tab}n\'e1klady na prevedenie v\'fdroby, t.j. zavedenie n\'e1hradnej v\'fdroby do in\'fdch priestorov alebo do in\'fdch 
\'fatvarov toto ist\'e9ho podniku,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 e)\tab}n\'e1klady, ktor\'e9 vznikli v\~d\'f4sledku ur\'fdchlenia opravy v\'fdmenou veci alebo jej \'e8asti,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 f)\tab}n\'e1klady, ktor\'e9 vznikli udr\'9eovan\'edm prev\'e1dzky na po\'9akodenom zariaden\'ed mimoriadnymi opatreniami 
(napr. zv\'fd\'9aen\'edm po\'e8tu pracovn\'edkov),
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 g)\tab}in\'e9 \'9apecifikovan\'e9 viacn\'e1klady.
\par }\pard \ltrpar\qj \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx700\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 Pois\'9dov\'f2a nahrad\'ed zisk a\~st\'e1le n\'e1
klady do v\'fd\'9aky rozdielu oproti predpokladanej v\'fd\'9aky (najviac do v\'fd\'9aky poistnej sumy) za obdobie skuto\'e8n\'e9ho preru\'9aenia prev\'e1dzky, maxim\'e1lne v\'9aak do konca doby ru\'e8enia.
\par 
\par Predmet poistenia sa pois\'9duje proti riziku str\'e1t vzniknut\'fdch preru\'9aen\'edm prev\'e1dzky, ktor\'e9 bolo sp\'f4soben\'e9 n\'e1sledkom }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 vecnej \'9akody}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948  vzniknutej v\~priestoroch ozna\'e8en\'fdch v\~poistnej zmluve ako miesto prev\'e1dzky.
\par }\pard \ltrpar\qj \fi-400\li1100\ri0\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1100\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid14047665\charrsid7749948 Vecn\'e1 \'9akoda
\par }\pard \ltrpar\qj \li700\ri0\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 Vecn\'e1 \'9akoda je pre uveden\'e9
 poistenie definovan\'e1 ako po\'9akodenie, zni\'e8enie alebo kr\'e1de\'9e vec\'ed sl\'fa\'9eiacich na \'fa\'e8el podnikania, ku ktor\'fdm pri\'9alo v\~priestoroch uveden\'fdch v\~zmluve v\~d\'f4sledku:
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\qj \fi-400\li1100\ri0\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls43\adjustright\rin0\lin1100\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 po\'9eiaru, v\'fdbuchu alebo blesku,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}n\'e1razu alebo p\'e1du pilotovan\'e9ho lietadla, jeho \'e8ast\'ed alebo n\'e1kladu,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}hasenia, demol\'e1cie alebo odprat\'e1vania trosiek v\~s\'favislosti s\~niektorou z\~uveden\'fdch udalost\'ed. 

\par }\pard \ltrpar\qj \fi-400\li1100\ri0\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1100\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par Pre poistenie plat\'ed rozsa}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid5329688\charrsid7749948 hu riz\'edk definovan\'fdch v\~bode 1.3. a\~bode 1.3}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 .1}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 .}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid5329688\charrsid7749948  a\~bode 1.4. a\~1.4.1}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 .}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14047665\charrsid7749948 
\par }\pard \ltrpar\qj \fi-400\li1100\ri0\widctlpar\tx1100\tx4300\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1100\itap0\pararsid7749948 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\f1\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 

\par }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\f1\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10898238\charrsid7749948 Doba ru\'e8enia }{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\f1\fs22\chshdng0\chcfpat0\chcbpat8\insrsid15027978\charrsid7749948 \tab }{\rtlch\fcs1 
\ab\af1\afs22 \ltrch\fcs0 \b\f1\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10898238\charrsid7749948 6 mesiacov
\par }\pard \ltrpar\ql \fi-400\li1100\ri0\widctlpar\tx1100\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1100\itap0\pararsid7749948 {\rtlch\fcs1 \af1 \ltrch\fcs0 \b\f1\insrsid10898238\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\f1\fs22\insrsid10898238\charrsid7749948 Preh\'bead predmetov poistenia, poistn\'e9 sumy ako aj pevne stanoven\'e9 spolu\'fa\'e8asti \endash  Tabu\'beka \'e8.1
\par }\pard\plain \ltrpar\s69\qc \li0\ri4\sb504\nowidctlpar\tx697\wrapdefault\faauto\rin4\lin0\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 \'c8l\'e1nok III.
\par }\pard \ltrpar\s69\qc \li0\ri4\nowidctlpar\tx697\wrapdefault\faauto\rin4\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Miesto poskytnutia slu\'9eby
\par }\pard \ltrpar\s69\ql \li3201\ri4\nowidctlpar\tx697\wrapdefault\faauto\rin4\lin3201\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14577986\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-700\li700\ri39\nowidctlpar
\tx697\wrapdefault\faauto\ls29\rin39\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14577986\charrsid7749948 Mesto \'8eiar nad Hronom, \'8atefana Moysesa 46, 96501 \'8eiar nad Hronom.

\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14447393\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14447393\charrsid7749948 CZO 
\endash  skl\'e1dka Horn\'e9 Opatovce
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14447393\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}CZO \endash  Priemyseln\'e1 100, 965 01 \'8eiar nad Hronom
\par }\pard \ltrpar\s69\qc \li0\ri4\sb504\nowidctlpar\tx697\wrapdefault\faauto\rin4\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \'c8l\'e1nok IV.
\par }\pard \ltrpar\s69\qc \li0\ri14\nowidctlpar\tx697\wrapdefault\faauto\rin14\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Ozn\'e1menie poistnej udalosti}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par }\pard \ltrpar\s69\ql \li0\ri14\nowidctlpar\tx697\wrapdefault\faauto\rin14\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf20\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-700\li700\ri14\nowidctlpar\tx697\wrapdefault{\*\pn \pnlvlbody\ilvl0\ls32\pnrnot0
\pndec\pncf20\pnf1\pnstart1 {\pntxta .}}\faauto\ls32\rin14\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Poistn\'fa udalos\'9d je poisten\'fd povinn\'fd ozn\'e1mi
\'9d pois\'9dovni bez zbyto\'e8n\'e9ho odkladu telefonicky na \'e8\'edslo ................................. alebo p\'edsomne do 14 dn\'ed od okamihu, kedy sa o vzniku poistnej udalosti dozvedel, na adresu:}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid7483835\charrsid7749948  ........}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
.......................................................................................................................
\par }\pard\plain \ltrpar\qc \li0\ri0\sb504\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1 
\ltrch\fcs0 \b\f1\fs22\ul\insrsid459338\charrsid7749948 \'c8l\'e1nok V.
\par }\pard \ltrpar\ql \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 {\rtlch\fcs1 \af1 \ltrch\fcs0 \f1\insrsid459338\charrsid7749948 
\par }\pard \ltrpar\qc \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 {\rtlch\fcs1 \af1 \ltrch\fcs0 \b\f1\fs22\ul\insrsid459338\charrsid7749948 Poistn\'e1 doba, poist}{\rtlch\fcs1 \af1 \ltrch\fcs0 
\b\f1\fs22\ul\insrsid14032885\charrsid7749948 n\'e9 obdobie, ukon\'e8enie platnosti}{\rtlch\fcs1 \af1 \ltrch\fcs0 \b\f1\fs22\ul\insrsid459338\charrsid7749948 , splatnos\'9d poistn\'e9ho
\par }\pard \ltrpar\ql \li1021\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin1021\itap0\pararsid7749948 {\rtlch\fcs1 \af0 \ltrch\fcs0 \b\f36\fs22\ul\insrsid14814704\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\qj \fi-697\li697\ri0\sa120\widctlpar
\tx700\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin0\lin697\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 T\'e1to poistn\'e1 zmluva}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 sa uzatv\'e1ra na dobu ur\'e8it\'fa a to od }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7483835\charrsid7749948 0}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 1.}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7483835\charrsid7749948 0}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 1.20}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \f1\fs22\insrsid7483835\charrsid7749948 21}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948  do 31.12.202}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7483835\charrsid7749948 3}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 .
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}}\pard \ltrpar\qj \fi-697\li697\ri23\sa120\widctlpar
\tx700\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin23\lin697\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 Poistenie za\'e8\'edna od d\'e1tumu vyzna\'e8enom v\~poistnej}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 zmluve ako za\'e8iatok poistenia a dojedn\'e1va sa na dobu ur\'e8it\'fa.}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid14032885\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 Poistn\'e9 obdobie je jeden technick\'fd rok.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\qj \fi-700\li700\ri0\sa120\widctlpar
\tx700\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin0\lin700\itap0\pararsid739117 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 Lehota poskytnutia slu\'9eby:}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid14814704\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\qj \fi-400\li1100\ri0\sa120\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls38\ilvl1\adjustright\rin0\lin1100\itap0\pararsid739117 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 za\'e8iatok poistenia: }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid7483835\charrsid7749948 0}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 1.}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7483835\charrsid7749948 0}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid14814704\charrsid7749948 1.20}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7483835\charrsid7749948 21}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 , 00,00 hod\'edn}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid14032885\charrsid7749948 ;}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}}\pard \ltrpar\qj \fi-403\li1100\ri0\sa120\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls38\ilvl1\adjustright\rin0\lin1100\itap0\pararsid739117 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 koniec poistenia: 31.12.202}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid7483835\charrsid7749948 3}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 , 24,00 hod\'edn}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 .}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid15027978\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 4.\tab}}\pard \ltrpar\qj \fi-700\li700\ri0\sa120\widctlpar
\tx700\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin0\lin700\itap0\pararsid739117 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 Platnos\'9d tejto zmluvy kon\'e8\'ed najm\'e4}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid14032885\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948  nie v\'9aak v\'fdlu\'e8ne:
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 a)\tab}}\pard \ltrpar\qj \fi-400\li1100\ri0\sa120\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls38\ilvl1\adjustright\rin0\lin1100\itap0\pararsid739117 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 uplynut\'edm doby ustanovenej v bode 1 tohto \'e8l\'e1nku,
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 b)\tab}alebo ukon\'e8en\'edm platnosti v\'9aetk\'fdch \'e8iastkov\'fdch poistn\'fdch zml\'fav}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 c)\tab}}\pard \ltrpar\qj \fi-403\li1100\ri23\sa120\widctlpar
\tx1100\wrapdefault\aspalpha\aspnum\faauto\ls38\ilvl1\adjustright\rin23\lin1100\itap0\pararsid739117 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 alebo vy\'e8erpan\'edm v\'fd\'9aky ceny za poskytnutie slu\'9eby uvedenej R
\'e1mcovou dohodou \'faspe\'9an\'e9ho uch\'e1dza\'e8a.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 5.\tab}}\pard \ltrpar\qj \fi-697\li697\ri0\sa120\widctlpar
\tx700\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin0\lin697\itap0\pararsid739117 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 Poistn\'e9 bude hraden\'e9}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\f1\fs22\insrsid14814704\charrsid7749948  \'9atvr\'9dro\'e8ne}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948  na z\'e1klade predpisu poistn\'e9ho (}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid14814704\charrsid7749948 av\'edza o poisten\'ed}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 ).}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 6.\tab}}\pard \ltrpar\qj \fi-697\li697\ri20\sa120\widctlpar
\tx700\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin20\lin697\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 Ro\'e8n\'e9 sadzby za jednotliv\'e9 druhy poistenia s\'fa z\'e1v\'e4zn\'e9 po\'e8
as celej doby trvania tejto poistnej zmluvy. V\'fd\'9aka spolu\'fa\'e8asti uveden\'e1 v pr\'edlohe \'e8. 1 je stanoven\'e1 pevne a nie je mo\'9en\'e9}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948  ju}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948  meni\'9d.
\par {\listtext\pard\plain\ltrpar \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 \hich\af1\dbch\af0\loch\f1 7.\tab}}\pard \ltrpar\qj \fi-700\li700\ri0\widctlpar
\tx700\wrapdefault\aspalpha\aspnum\faauto\ls38\adjustright\rin0\lin700\itap0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 Cena za poskytnutie slu\'9eby (poistn\'e9) je stanoven\'e1 v zmysle z\'e1kona \'e8
. 18/1996 Z.z. o}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7483835\charrsid7749948 \~}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 cen\'e1ch}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\f1\fs22\insrsid7483835\charrsid7749948 \~vr\'e1tane dane z\~poistenia pod\'bea z\'e1kona 213/2018 Z.z. }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid7819829\charrsid7749948 o\~dani z\~poistenia a o\~zmene a\~doplnen\'ed niektor\'fdch z\'e1konov}{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\insrsid14814704\charrsid7749948 .
\par }\pard\plain \ltrpar\s69\qc \li0\ri4\sb504\nowidctlpar\tx697\wrapdefault\faauto\rin4\lin0\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \ab\af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \'c8l\'e1nok V}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid1972580\charrsid7749948 I}{\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 .
\par }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\tx697\wrapdefault\faauto\rin0\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Cena za poskytnutia slu\'9eby a\~sp\'f4
sob stanovenia krit\'e9ri\'ed
\par 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid14032885\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri11\sa120\nowidctlpar
\tx697\wrapdefault\faauto\ls33\rin11\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 Cena za poskytnutie}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  slu\'9eby je stanoven\'e1 pod\'bea z\'e1kona }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14032885\charrsid7749948 \'e8}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 .}{\rtlch\fcs1 \af1\afs18 \ltrch\fcs0 \fs18\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 18/1996 Z.z. o cen\'e1ch, v znen\'ed neskor\'9a\'edch predpisov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7819829\charrsid7749948  vr\'e1tane }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\insrsid7819829\charrsid7749948 dane z\~poistenia pod\'bea z\'e1kona 213/2018 Z.z. o\~dani z\~poistenia a o\~zmene a\~doplnen\'ed niektor\'fdch z\'e1konov}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  a je vyjadren\'e1 v EUR. 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}Sadzby pre v\'fdpo\'e8et poistn\'e9ho, uveden\'e9 v tejto poistnej zmluve}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid7744086\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  s\'fa z\'e1v\'e4zn\'e9 po cel\'fa dobu poistenia. 
\par {\listtext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \f1\fs22\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri11\sa120\nowidctlpar
\tx697\wrapdefault\faauto\ls33\rin11\lin697\itap0\pararsid739117 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Ro\'e8n\'e9 poistn\'e9 pre jednotliv\'e9 rizik\'e1 je nasledovn\'e9:
\par \ltrrow}\trowd \irow0\irowband0\ltrrow\ts11\trrh-307\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\pard \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Riziko \cell }\pard \ltrpar\s69\ql \li129\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin129\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Ro\'e8n\'e9 poistn\'e9 v EUR \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \trowd \irow0\irowband0\ltrrow
\ts11\trrh-307\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row \ltrrow
}\trowd \irow1\irowband1\ltrrow\ts11\trrh-254\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 
\clbrdrb\brdrs\brdrw10 \clbrdrr\brdrtbl \clshdng2500\cltxlrtb\clftsWidth2\clwWidth3688\clshdngraw2500 \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrtbl \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\clshdng2500\cltxlrtb\clftsWidth2\clwWidth1312\clshdngraw2500 \cellx10164\pard\plain \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 
\f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Poistenie majetku}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \trowd \irow1\irowband1\ltrrow
\ts11\trrh-254\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrtbl \clshdng2500\cltxlrtb\clftsWidth2\clwWidth3688\clshdngraw2500 \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrtbl \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \clshdng2500\cltxlrtb\clftsWidth2\clwWidth1312\clshdngraw2500 \cellx10164\row 
\ltrrow}\trowd \irow2\irowband2\ltrrow\ts11\trrh-273\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\pard\plain \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 
\f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Komplexn\'e9}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid7744086\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  pr\'edpadn}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid7744086\charrsid7749948 e}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  zdru\'9een\'e9 \'9eiveln\'e9 poistenie\cell }\pard \ltrpar
\s69\qc \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \trowd \irow2\irowband2\ltrrow
\ts11\trrh-273\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row \ltrrow
}\trowd \irow3\irowband3\ltrrow\ts11\trrh-278\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 
\clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil 
\cellx10164\pard\plain \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Poistenie pre pr\'edpad odcudzenia veci}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 a vandalizmu}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\intbl
\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \trowd \irow3\irowband3\ltrrow
\ts11\trrh-278\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row \ltrrow
}\trowd \irow4\irowband4\ltrrow\ts11\trrh-273\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 
\clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil 
\cellx10164\pard\plain \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 Poistenie lomu stroja a elektroniky\cell }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 \trowd \irow4\irowband4\ltrrow
\ts11\trrh-273\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row \ltrrow
}\pard\plain \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 Poistenie preru\'9aenia prev\'e1dzky }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1644312\charrsid7749948 n\'e1sledkom lomu stroja a elektroniky}{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 \cell }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 \trowd \irow5\irowband5\ltrrow
\ts11\trrh-273\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row \ltrrow
}\pard\plain \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Poistenie }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 preru\'9aenia prev\'e1dzky }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid1644312\charrsid7749948 n\'e1sledkom \'9eiveln\'fdch riz\'edk}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard \ltrpar
\s69\qc \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1
\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \trowd \irow6\irowband6\ltrrow
\ts11\trrh-273\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row \ltrrow
}\trowd \irow7\irowband7\ltrrow\ts11\trrh-728\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 
\clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil 
\cellx10164\pard\plain \ltrpar\s69\ql \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Postenie majetku}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid1920293\charrsid7749948  -}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5768936\charrsid7749948 Celkov\'e9 poistn\'e9 za}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid7744086\charrsid7749948 rok}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid12261432\charrsid7749948 ,}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5768936\charrsid7749948  jedno poistn\'e9 obdobie }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 (}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5768936\charrsid7749948 12 mesiacov)}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5768936\charrsid7749948 v EUR}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \trowd \irow7\irowband7\ltrrow
\ts11\trrh-728\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row \ltrrow
}\trowd \irow8\irowband8\ltrrow\ts11\trrh-278\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrtbl \clbrdrb
\brdrs\brdrw10 \clbrdrr\brdrtbl \cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrtbl \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrtbl \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164
\pard\plain \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 
\par 
\par 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par \cell }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard\plain \ltrpar
\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \trowd \irow8\irowband8\ltrrow
\ts11\trrh-278\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrtbl \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrtbl 
\cltxlrtb\clftsWidth2\clwWidth3688\clshdrawnil \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrtbl \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrtbl \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row \ltrrow
}\trowd \irow9\irowband9\lastrow \ltrrow\ts11\trrh-821\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl
\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \clshdng2500\cltxlrtb\clftsWidth2\clwWidth3688\clshdngraw2500 \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 
\cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\pard\plain \ltrpar\s69\ql \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 
\f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 POISTENIE MAJETKU }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid22465\charrsid7749948 SPOLU}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid5768936\charrsid7749948  
\par za obdobie od 01.01.20}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid7819829\charrsid7749948 21}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid5768936\charrsid7749948 
 do 31.12.20}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid7819829\charrsid7749948 23}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par }\pard \ltrpar\s69\qr \li120\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin120\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid5768936\charrsid7749948 Celkov\'e9 poistn\'e9 za 3 roky}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid16144262\charrsid7749948 - }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\highlight16\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 poistn\'e9 celkom}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  \cell }\pard \ltrpar\s69\qc \li0\ri0\nowidctlpar\intbl\tx697\wrapdefault\faauto\rin0\lin0\pararsid7749948 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \cell }\pard\plain \ltrpar\ql \li0\ri0\sa160\sl259\slmult1\widctlpar\intbl\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 
\fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af0\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \trowd \irow9\irowband9\lastrow \ltrrow
\ts11\trrh-821\trleft700\trftsWidth2\trwWidth4765\trftsWidthB3\trftsWidthA3\trautofit1\trpaddfl3\trpaddft3\trpaddfb3\trpaddfr3\tblrsid15027978\tblind705\tblindtype3 \clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr
\brdrs\brdrw10 \clshdng2500\cltxlrtb\clftsWidth2\clwWidth3688\clshdngraw2500 \cellx7681\clvertalc\clbrdrt\brdrs\brdrw10 \clbrdrl\brdrs\brdrw10 \clbrdrb\brdrs\brdrw10 \clbrdrr\brdrs\brdrw10 \cltxlrtb\clftsWidth2\clwWidth1312\clshdrawnil \cellx10164\row 
}\pard\plain \ltrpar\s69\qj \li0\ri9\nowidctlpar\tx697\wrapdefault\faauto\rin9\lin0\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par }\pard \ltrpar\s69\ql \fi-700\li700\ri9\nowidctlpar\tx697\wrapdefault\faauto\rin9\lin700\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid15027978\charrsid7749948 4.}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  \tab Celkov\'e1 cena pon\'faknutej slu\'9eby za jedno poistn\'e9 obdobie (jeden rok) je kone\'e8n\'e1. Pois\'9dovacie slu\'9eby s\'fa osloboden\'e9 od DPH. 
\par }\pard \ltrpar\s69\ql \li3963\ri11\sb504\nowidctlpar\tx697\wrapdefault\faauto\rin11\lin3963\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 \'c8l\'e1nok V. 
\par }\pard \ltrpar\s69\ql \li3336\ri9\nowidctlpar\tx697\wrapdefault\faauto\rin9\lin3336\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \ab\af1\afs22 \ltrch\fcs0 \b\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Z\'e1vere\'e8n\'e9 ustanovenia 

\par 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 1.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri9\sb4\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls34\pnrnot0\pndec\pncf25\pnf1\pnstart1 {\pntxta .}}\faauto\ls34\rin9\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Poistenie sa vz\'9dahuje }{
\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1972580\charrsid7749948 na majetok a\~veci s\'favisiace s\~projektom CZO v\~majetku a\~}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid2307198\charrsid7749948 prev\'e1dzkovan\'ed}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  Mesta \'8eiar nad Hronom.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 2.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri9\sb4\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls34\pnrnot0\pndec\pncf25\pnf1\pnstart1 {\pntxta .}}\faauto\ls34\rin9\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Ak\'e9ko\'be
vek zmeny alebo doplnky zmluvy mo\'9eno vykon\'e1va\'9d }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7819829\charrsid7749948 jedine}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948  formou p\'edsomn\'fdch dodatkov, podp\'edsan\'fdch v\'9aetk\'fdmi zmluvn\'fdmi stranami. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 3.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri9\sb4\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls34\pnrnot0\pndec\pncf25\pnf1\pnstart1 {\pntxta .}}\faauto\ls34\rin9\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Pr\'e1vne vz\'9d
ahy sa riadia pr\'e1vnymi predpismi Slovenskej republiky a spory z poistenia rozhoduj\'fa pr\'edslu\'9an\'e9 s\'fady Slovenskej republiky. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 4.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri9\sb4\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls34\pnrnot0\pndec\pncf25\pnf1\pnstart1 {\pntxta .}}\faauto\ls34\rin9\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Zmluva nadob\'fada platnos\'9d
 d\'f2om jej podpisu oboma zmluvn\'fdmi stranami a \'fa\'e8innos\'9d d\'f2om jej zverejnenia v zmysle osobitn\'fdch pr\'e1vnych predpisov. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 5.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri9\sb4\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls34\pnrnot0\pndec\pncf25\pnf1\pnstart1 {\pntxta .}}\faauto\ls34\rin9\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Uch\'e1dza\'e8 nem\'f4\'9ee zn
\'ed\'9ei\'9d po\'9eadovan\'fd rozsah poistenia uveden\'fd v tejto }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1972580\charrsid7749948 zmluve}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 svojimi V\'9aeobecn\'fdmi poistn\'fdmi podmienkami}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid11039702\charrsid7749948 . }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6502068\charrsid7749948 Zmluvn\'e9 dojednania}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid1972580\charrsid7749948  v\~tejto zmluve}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid6502068\charrsid7749948  maj\'fa prednos\'9d pred ustanoveniami }{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1972580\charrsid7749948 V\'9aeobecn\'fdch poistn\'fdch podmienok a\~zmluvn\'fdch podmienok uch\'e1dza\'e8a.}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf25\insrsid10517679\charrsid7749948 \hich\af1\dbch\af0\loch\f1 6.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri9\sb4\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls34\pnrnot0\pndec\pncf25\pnf1\pnstart1 {\pntxta .}}\faauto\ls34\rin9\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid10517679\charrsid7749948 Na p}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 r\'e1vne vz\'9dahy a d\'f4sledky neplnenia zmluvy}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid10517679\charrsid7749948  sa vz\'9dahuj\'fa pr\'edslu
\'9an\'e9 ustanovenia Ob\'e8ia}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 nskeho}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid10517679\charrsid7749948  z\'e1konn\'ed
ka.}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\cf25\insrsid10517679\charrsid7749948 \hich\af1\dbch\af0\loch\f1 7.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri13\sb9\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls34\pnrnot0\pndec\pncf25\pnf1\pnstart1 {\pntxta .}}\faauto\ls34\rin13\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid10517679\charrsid7749948 S}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 por}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid10517679\charrsid7749948 y vypl\'fdvaj\'face zo }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 zmluvy}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid10517679\charrsid7749948  bud\'fa zmluvn\'e9 strany rie\'9ai\'9d }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 predov\'9aetk\'fdm}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948  }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10517679\charrsid7749948 vz\'e1jomnou dohodou. }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Ak sa na rie\'9aen\'ed sporu nedohodn\'fa, bude spor predlo\'9een
\'fd na rozhodnutie pr\'edslu\'9an\'e9mu s\'fadu na \'fazem\'ed Slovenskej republiky. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \f1\fs22\cf25\insrsid12352809\charrsid12352809 \hich\af1\dbch\af0\loch\f1 8.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri-1\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls35\pnrnot0\pndec\pncf25\pnf1\pnstart8 {\pntxta .}}\faauto\ls35\rin-1\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid12352809\charrsid12352809 Zmluvn\'e9
 strany sa dohodli na tom, \'9ee finan\'e8n\'e9 sprostredkovanie v zmysle ust. \'a7 2 z\'e1kona \'e8. 186/2009 Z. z. o finan\'e8nom sprostredkovan\'ed a finan\'e8nom poradenstve a o zmene a doplnen\'ed niektor\'fdch z\'e1konov v znen\'ed neskor\'9a\'ed
ch predpisov vykon\'e1va pre poistn\'edka/ poisten\'e9ho pri tejto poistnej zmluve samostatn\'fd finan\'e8n\'fd agent. Samostatn\'e9ho finan\'e8n\'e9ho agenta ozn\'e1mi poistn\'edk \'faspe\'9an\'e9mu uch\'e1dza\'e8ovi. Zmluvn\'e9
 strany sa dohodli na tom, \'9ee spr\'e1va tejto poistnej zmluvy a likvid\'e1cia poistn\'fdch udalost\'ed z tejto poistnej zmluvy bude realizovan\'e1 pre poistn\'edka/poisten\'e9ho v\'fdlu\'e8ne prostredn\'edctvom samostatn\'e9ho finan\'e8n\'e9ho agenta}{
\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid12352809 .
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 9.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri-1\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls35\pnrnot0\pndec\pncf25\pnf1\pnstart8 {\pntxta .}}\faauto\ls35\rin-1\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 T\'e1
to zmluva je vypracovan\'e1 v troch vyhotoveniach, pri\'e8om poistn\'edk obdr\'9e\'ed dve vyhotovenia a\~pois\'9dovate\'be jedno vyhotovenie.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 10.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri-1\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls35\pnrnot0\pndec\pncf25\pnf1\pnstart8 {\pntxta .}}\faauto\ls35\rin-1\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 T\'e1
to zmluva je povinne zverej\'f2ovan\'e1 pod\'bea \'a7 5a z\'e1kona \'e8. 211/2000 Z.z. o slobodnom pr\'edstupe k inform\'e1ci\'e1m a\~o zmene a doplnen\'ed niektor\'fdch z\'e1konov (z\'e1kon o slobode inform\'e1ci\'ed) v znen\'ed neskor\'9a\'ed
ch predpisov.
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 11.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri-1\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls35\pnrnot0\pndec\pncf25\pnf1\pnstart8 {\pntxta .}}\faauto\ls35\rin-1\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 T\'e1to zmluva nadob
\'fada platnos\'9d d\'f2om podpisu opr\'e1vnen\'fdmi z\'e1stupcami obidvoch zmluv}{\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid10820429\charrsid7749948 n\'fdch str\'e1n a \'fa\'e8innos\'9d d}{\rtlch\fcs1 
\af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1972580\charrsid7749948 \'f2om 01.01.20}{\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid7819829\charrsid7749948 21}{\rtlch\fcs1 
\af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 , od 00.00 hod, nie v\'9aak sk\'f4r ako d\'f2om nasleduj\'facim po dni jej zverejnenia na webovom s\'eddle poistn\'edka. 
\par {\pntext\pard\plain\ltrpar \s69 \rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \f1\fs22\cf25\insrsid5783509\charrsid7749948 \hich\af1\dbch\af0\loch\f1 12.\tab}}\pard \ltrpar\s69\qj \fi-697\li697\ri-1\sa120\nowidctlpar\tx700\wrapdefault{\*\pn 
\pnlvlbody\ilvl0\ls35\pnrnot0\pndec\pncf25\pnf1\pnstart8 {\pntxta .}}\faauto\ls35\rin-1\lin697\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 Zmluvn\'e9
 strany ber\'fa na vedomie a potvrdzuj\'fa, \'9ee do plnenia svojich zmluvn\'fdch z\'e1v\'e4zkov vst\'fapia d\'f2om za\'e8atia poistn\'e9ho obdobia k predmetu poistenia.}{\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid10820429\charrsid7749948 
\par }\pard\plain \ltrpar\ql \li0\ri0\widctlpar\tx697\wrapdefault\aspalpha\aspnum\faauto\adjustright\rin0\lin0\itap0\pararsid7749948 \rtlch\fcs1 \af0\afs20\alang1025 \ltrch\fcs0 \fs20\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 
\af1\afs22\alang1037 \ltrch\fcs0 \f1\fs22\insrsid5783509\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22\alang1037 \ltrch\fcs0 \f1\fs22\insrsid5783509 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \f1\fs22\chshdng0\chcfpat0\chcbpat8\insrsid739117\charrsid7749948 
\par }\pard\plain \ltrpar\s69\qj \li0\ri39\nowidctlpar\tx697\wrapdefault\faauto\rin39\lin0\itap0\pararsid7749948 \cbpat8 \rtlch\fcs1 \af1\afs24\alang1025 \ltrch\fcs0 \f1\fs24\lang1051\langfe1051\cgrid\langnp1051\langfenp1051 {\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid5783509\charrsid7749948 
\par }\pard \ltrpar\s69\qj \li0\ri39\nowidctlpar\tqc\tx1700\tqc\tx7200\wrapdefault\faauto\rin39\lin0\itap0\pararsid7749948 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 
\af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1920293\charrsid7749948 {\*\bkmkstart _Hlk42082618}V\~\'8eiari nad Hronom, d\'f2a ......}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14819528\charrsid7749948 
...................}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid14896540\charrsid7749948 
V ...................................., d\'f2a ..................}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1920293\charrsid7749948 
\par 
\par 
\par 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1920293\charrsid7749948 
..........................................................}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\fs22\chshdng0\chcfpat0\chcbpat8\insrsid14819528\charrsid7749948 ..........................................................}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid3884548\charrsid7749948 
\par }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1920293\charrsid7749948 Mgr. Peter Antal}{\rtlch\fcs1 \af1\afs22 
\ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 \af1\afs20 \ltrch\fcs0 \fs22\insrsid3884548\charrsid7749948 pe\'e8iatka a\~podpis pois\'9dovate\'bea}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 
\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 
\par \tab }{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid1920293\charrsid7749948 prim\'e1tor}{\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 
\par }\pard \ltrpar\s69\qj \li0\ri39\nowidctlpar\tqc\tx1700\tqc\tx7200\wrapdefault\faauto\rin39\lin0\itap0\pararsid8023488 \cbpat8 {\rtlch\fcs1 \af1\afs22 \ltrch\fcs0 \fs22\chshdng0\chcfpat0\chcbpat8\insrsid9116727\charrsid7749948 \tab }{\rtlch\fcs1 
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